FL Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.750% 4.961% $1,304
15 Yr. Fixed 4.250% 4.516% $1,881
5/1 Yr. ARM 3.500% 3.706% $1,123
  • We can process your refinance loan in as little as two weeks.
  • Don't miss your chance to lock in a low fixed-rate and payment today.
  • Rates are at historic lows!
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 1.75 $1600 4.961% 45 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1600 5.020% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 0 $1600 5.182% 45 $1,361 Learn More
15 Yr. Fixed 4.250% 1.125 $1600 4.516% 45 $1,881 Learn More
15 Yr. Fixed 4.375% 0.375 $1600 4.528% 45 $1,897 Learn More
15 Yr. Fixed 4.500% 0 $1600 4.596% 45 $1,912 Learn More
20 Yr. Fixed 4.500% 1.875 $1600 4.800% 45 $1,582 Learn More
20 Yr. Fixed 4.750% 0.625 $1600 4.901% 45 $1,616 Learn More
20 Yr. Fixed 4.875% 0 $1600 4.952% 45 $1,633 Learn More
5/1 Yr. ARM 3.500% 1.875 $1600 3.706% 45 $1,123 Learn More
5/1 Yr. ARM 3.750% 1 $1600 3.886% 45 $1,158 Learn More
5/1 Yr. ARM 4.125% 0 $1600 4.179% 45 $1,212 Learn More
FHA 30 Yr. 5.125% 0.375 $600 5.180% 45 $1,361 Learn More
30 Yr. Fixed 4.500% 4.673% $1,267
15 Yr. Fixed 3.875% 4.174% $1,834
5/1 Yr. ARM 2.990% 3.149% $1,053
  • Work with the best!
  • Call for record low rate!
  • Zero application fees!
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 2 $0 4.673% 30 $1,267 Learn More
15 Yr. Fixed 3.875% 2 $0 4.174% 30 $1,834 Learn More
5/1 Yr. ARM 2.990% 2 $0 3.149% 30 $1,053 Learn More
30 Yr. Fixed 4.750% 4.820% $1,304
15 Yr. Fixed 4.125% 4.244% $1,865
  • Certified UpFront Lender
  • Good Faith Estimate with NO personal info required
  • Custom Quotes with Guaranteed Costs avail online
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $1995 4.820% 30 $1,304 Learn More
30 Yr. Fixed 4.500% 1.479 $1995 4.698% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.898 $1995 4.773% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 0 $1995 4.244% 30 $1,865 Learn More
15 Yr. Fixed 3.750% 1.811 $1995 4.140% 30 $1,818 Learn More
15 Yr. Fixed 3.875% 1 $1995 4.143% 30 $1,834 Learn More
20 Yr. Fixed 4.500% 0 $1995 4.594% 30 $1,582 Learn More
20 Yr. Fixed 4.250% 1.258 $1995 4.492% 30 $1,548 Learn More
20 Yr. Fixed 4.375% 0.471 $1995 4.524% 30 $1,565 Learn More
30 Yr. Fixed 4.500% 4.627% $1,267
5/1 Yr. ARM 3.875% 3.914% $1,176
  • 85% cash out-Fast Closings
  • Mortgage Banker
  • Our Name says it All
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 1 $1178 4.627% 30 $1,267 Learn More
30 Yr. Fixed 4.750% 1 $1178 4.879% 30 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1178 5.005% 30 $1,323 Learn More
30 Yr. Fixed 5.000% 0 $1178 5.042% 30 $1,342 Learn More
30 Yr. Fixed 5.125% 0 $1178 5.167% 30 $1,361 Learn More
5/1 Yr. ARM 3.875% 0 $1178 3.914% 30 $1,176 Learn More
5/1 Yr. ARM 4.125% 0 $1178 4.165% 30 $1,212 Learn More
30 Yr. Fixed 4.500% 4.684% $1,267
15 Yr. Fixed 4.000% 4.166% $1,849
5/1 Yr. ARM 3.500% 3.591% $1,123
  • EZZ Financial - Low Rates. Period
  • EZZ Financial has always beat out the competition in rates and fees.
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 2.0 $295 4.684% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 1.0 $295 4.722% 30 $1,285 Learn More
30 Yr. Fixed 4.750% 0.0 $295 4.760% 30 $1,304 Learn More
15 Yr. Fixed 4.000% 1.0 $295 4.166% 30 $1,849 Learn More
15 Yr. Fixed 4.125% 0.0 $295 4.143% 30 $1,865 Learn More
3/1 Yr. ARM 4.250% 0.0 $295 4.260% 30 $1,230 Learn More
40 Yr. Fixed 5.250% 2.0 $295 5.410% 30 $1,247 Learn More
40 Yr. Fixed 5.375% 1.0 $295 5.460% 30 $1,268 Learn More
40 Yr. Fixed 5.750% 0.0 $295 5.759% 30 $1,332 Learn More
20 Yr. Fixed 4.500% 1.0 $295 4.632% 30 $1,582 Learn More
20 Yr. Fixed 4.750% 0.0 $295 4.764% 30 $1,616 Learn More
10 Yr. Fixed 4.000% 1.0 $295 4.240% 30 $2,531 Learn More
10 Yr. Fixed 4.125% 0.0 $295 4.150% 30 $2,546 Learn More
5/1 Yr. ARM 3.500% 1.0 $295 3.591% 30 $1,123 Learn More
5/1 Yr. ARM 3.750% 0.0 $295 3.760% 30 $1,158 Learn More
7/1 Yr. ARM 3.500% 2.0 $295 3.673% 30 $1,123 Learn More
7/1 Yr. ARM 3.750% 1.0 $295 3.842% 30 $1,158 Learn More
7/1 Yr. ARM 4.250% 0.0 $295 4.260% 30 $1,230 Learn More
30 Yr. Fixed 4.875% 5.080% $1,323
15 Yr. Fixed 4.500% 4.584% $1,912
5/1 Yr. ARM 3.750% 3.942% $1,158
  • Refinance rates are still low.
  • Find the right loan for you.
  • Lock in a low, fixed rate today. No obligation consultation.
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 1.75 $1400 5.080% 60 $1,323 Learn More
30 Yr. Fixed 5.125% 0.875 $1400 5.253% 60 $1,361 Learn More
15 Yr. Fixed 4.500% 0 $1400 4.584% 60 $1,912 Learn More
15 Yr. Fixed 4.250% 1 $1400 4.485% 60 $1,881 Learn More
15 Yr. Fixed 4.375% 0.25 $1400 4.497% 60 $1,897 Learn More
3/1 Yr. ARM 4.125% 1.875 $1400 4.332% 60 $1,212 Learn More
3/1 Yr. ARM 4.875% 1 $1400 5.013% 60 $1,323 Learn More
20 Yr. Fixed 4.625% 1.625 $1400 4.887% 60 $1,599 Learn More
20 Yr. Fixed 4.750% 1 $1400 4.937% 60 $1,616 Learn More
10 Yr. Fixed 4.500% 0 $1400 4.621% 60 $2,591 Learn More
10 Yr. Fixed 4.250% 1 $1400 4.588% 60 $2,561 Learn More
10 Yr. Fixed 4.375% 0.25 $1400 4.550% 60 $2,576 Learn More
5/1 Yr. ARM 3.750% 1.75 $1400 3.942% 60 $1,158 Learn More
5/1 Yr. ARM 4.125% 1 $1400 4.257% 60 $1,212 Learn More
7/1 Yr. ARM 4.875% 0 $1400 4.924% 60 $1,323 Learn More
7/1 Yr. ARM 4.125% 1.875 $1400 4.332% 60 $1,212 Learn More
7/1 Yr. ARM 4.500% 0.75 $1400 4.613% 60 $1,267 Learn More
30 Yr. Fixed 4.875% 5.035% $1,323
15 Yr. Fixed 4.250% 4.533% $1,881
5/1 Yr. ARM 4.875% 4.942% $1,323
  • $500 Closing Cost Credit and Low Rates.
  • Products that fit your needs: Fixed, Jumbo, FHA & Interest Only.
  • No Broker Fees, So Lower Your Monthly Payment Now.
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 1.047 $1900 5.035% 45 $1,323 Learn More
15 Yr. Fixed 4.250% 1.115 $1900 4.533% 45 $1,881 Learn More
5/1 Yr. ARM 4.875% 0 $1900 4.942% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 5.153% $1,361
15 Yr. Fixed 4.375% 4.422% $1,897
5/1 Yr. ARM 4.000% 4.026% $1,194
  • Loan programs to fit your every need.
  • Outstanding rates and fees and a staff of seasoned professionals.
  • No hassle, loan process that is quick and efficient.
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 5.125% 0 $790 5.153% 30 $1,361 Learn More
15 Yr. Fixed 4.375% 0 $790 4.422% 30 $1,897 Learn More
3/1 Yr. ARM 4.875% 0 $790 4.903% 30 $1,323 Learn More
20 Yr. Fixed 5.000% 0 $790 5.038% 30 $1,650 Learn More
10 Yr. Fixed 4.375% 0 $790 4.443% 30 $2,576 Learn More
5/1 Yr. ARM 4.000% 0 $790 4.026% 30 $1,194 Learn More
7/1 Yr. ARM 4.375% 0 $790 4.402% 30 $1,248 Learn More
FHA 30 Yr. 5.000% 0 $790 5.028% 30 $1,342 Learn More
FHA 15 Yr. 4.500% 0 $790 4.548% 30 $1,912 Learn More
30 Yr. Fixed 4.750% 4.759% $1,304
15 Yr. Fixed 4.125% 4.140% $1,865
  • No Application Fee / We will beat any other lenders deal out there
  • 15 min Pre-Approvals / Close your loan as quick as two weeks
  • Lowest Rates Guarantee
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $249 4.759% 30 $1,304 Learn More
30 Yr. Fixed 4.375% 2.25 $249 4.578% 30 $1,248 Learn More
30 Yr. Fixed 4.500% 1.25 $249 4.616% 30 $1,267 Learn More
15 Yr. Fixed 4.125% 0 $249 4.140% 30 $1,865 Learn More
15 Yr. Fixed 4.000% 0.875 $249 4.145% 30 $1,849 Learn More
15 Yr. Fixed 4.5000% 4.6103% $1,912
30 Yr. Fixed 5.1250% 5.1902% $1,361
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
15 Yr. Fixed 4.5000% 0 $1834.00 4.6103% $1,912 Learn More
FHA 30 Yr. 5.1250% 0 $1834.00 5.1902% $1,361 Learn More
30 Yr. Fixed 5.1250% 0 $1834.00 5.1902% $1,361 Learn More
15 Yr. Fixed 4.0000% 4.047% $1,849
30 Yr. Fixed 4.6250% 4.6523% $1,285
5/1 Yr. ARM 3.5000% 3.6294% $4,548
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-1-arm 4.3750% 0 $795.00 4.4433% $2,576 Learn More
FHA 15 Yr. 4.3750% 0 $795.00 4.4225% $1,897 Learn More
15 Yr. Fixed 4.0000% 1 $795.00 4.047% $1,849 Learn More
15 Yr. Fixed 4.1250% 0 $795.00 4.1722% $1,865 Learn More
15 Yr. Fixed 4.2500% 0 $795.00 4.2973% $1,881 Learn More
20 Yr. Fixed 4.6250% 0 $795.00 4.6625% $1,599 Learn More
FHA 30 Yr. 5.0000% 0 $795.00 5.0279% $1,342 Learn More
30 Yr. Fixed 4.6250% 0 $795.00 4.6523% $1,285 Learn More
30 Yr. Fixed 4.3750% 1 $795.00 4.4019% $1,248 Learn More
30 Yr. Fixed 4.7500% 0 $795.00 4.7775% $1,304 Learn More
5/1 Yr. ARM 3.5000% 0 $795.00 3.6294% $4,548 Learn More
7-1-arm 4.0000% 0 $795.00 4.0946% $3,417 Learn More
30 Yr. Fixed 4.6250% 4.6528% $1,285
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.6250% 0 $809.00 4.6528% $1,285 Learn More
15 Yr. Fixed 4.3750% 4.4639% $1,897
30 Yr. Fixed 4.8750% 4.927% $1,323
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
FHA 15 Yr. 4.6250% 0 $1485.00 4.7146% $1,928 Learn More
15 Yr. Fixed 4.3750% 0 $1485.00 4.4639% $1,897 Learn More
FHA 30 Yr. 4.8750% 0 $1485.00 4.927% $1,323 Learn More
30 Yr. Fixed 4.8750% 0 $1485.00 4.927% $1,323 Learn More
15 Yr. Fixed 4.0000% 4.0579% $1,849
30 Yr. Fixed 4.5000% 4.5334% $1,267
5/1 Yr. ARM 3.5000% 3.6595% $4,548
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-1-arm 4.1250% 0 $979.00 4.2088% $2,546 Learn More
15 Yr. Fixed 4.0000% 0 $979.00 4.0579% $1,849 Learn More
20 Yr. Fixed 4.3750% 0 $979.00 4.4208% $1,565 Learn More
3-1-arm 3.7500% 0 $979.00 4.0102% $7,353 Learn More
FHA 30 Yr. 4.7500% 0 $979.00 4.7839% $1,304 Learn More
30 Yr. Fixed 4.5000% 0 $979.00 4.5334% $1,267 Learn More
40 Yr. Fixed 5.0000% 0 $979.00 5.0285% $1,205 Learn More
5/1 Yr. ARM 3.5000% 0 $979.00 3.6595% $4,548 Learn More
7-1-arm 3.8750% 0 $979.00 3.9914% $3,403 Learn More
15 Yr. Fixed 4.3750% 4.4831% $1,897
30 Yr. Fixed 5.0000% 5.0637% $1,342
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
15 Yr. Fixed 4.3750% 0 $1804.00 4.4831% $1,897 Learn More
FHA 30 Yr. 5.0000% 0 $1804.00 5.0637% $1,342 Learn More
30 Yr. Fixed 5.0000% 0 $1804.00 5.0637% $1,342 Learn More
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5.3750% 1 $995.00 % $0 Learn More
4.7500% 1 $995.00 % $0 Learn More
4.2500% 1 $995.00 % $0 Learn More
4.0000% 1 $995.00 % $0 Learn More
3.0000% 1 $995.00 % $0 Learn More
3.3750% 1 $995.00 % $0 Learn More
3.8750% 1 $995.00 % $0 Learn More
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Florida Mortgage and Refinance

Florida mortgage rates go down to 4.69%

Monday, February 8, 2010

Florida mortgage rates on Lender411 for 30-year fixed-rate mortgages dropped from 4.77 to 4.69. State mortgage rates ranged from the lowest rate of 4.56% (DC) to the highest rate of 4.88% (TNGA). Currently, Florida mortgage rates are higher than the national average of 4.63%.

Florida is a lovely state in the Southeastern United States. Most of the State is a peninsula and has a humid, subtropical climate, except the southern part of the state. If you are in the market to get a Florida Mortgage Loan, Florida Mortgage Refinance or even tap into your home equity with a second mortgage loan in Florida, you have certainly come to the right place. Lender411 makes that as easy as 123.

Florida is the most populous southern state, fourth in the nation. There is a higher sales tax in Florida, but there is no personal income tax imposed on the state residents here. If you are looking for a warm and sunny place to call home, with miles of beaches and plenty of attractions for both adults and families, Florida is a great place to become a home owner.

If you are looking for fixed mortgage rates, adjustable rate mortgages (ARM), jumbo loans, interest only or even specialized mortgages such as reverse mortgages, you can complete the form above and you will be matched with lenders in Florida with mortgage quotes. Below are useful links for all your mortgage needs:

Tampa/Orlando Hard Money

Personal credit-not a big issue. No appraisal necessary. Fast turnaround. Serving Central Florida. Located in Tampa. No upfront fees! 24 hour... Read more...

Ask for - David Gilbert


Meridian Financial Inc.

Residental Lending for Nation's Top Lender and Banks. Specialize in FHA 96.5%LTV,VA, USDA 102% Purchase Loan, Foreign National 70% LTV , Reversed... Read more...

Ask for - Aracely Sally Vig...


Ron Sadaka & Associates

Ron Sadaka has been a prominent facilitator in the south Florida real estate and finance markets for over 20 years. With nearly a billion dollars in... Read more...

Ask for - Ron Sadaka


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