Best Mortgage Rates in Idaho

 
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Idaho Mortgage Rates, Idaho Mortgage Refinance & Home Equity

Idaho is a State nestled in the Pacific Northwestern United States.  The largest city is also the capital – which is Boise.  An abundance of natural resources led this State to be called "The Gem State". Idaho is home to some of the oldest artifacts – including arrowheads found at Wilson Butte Cave. If you are looking to get a Mortgage in Idaho, Idaho Mortgage Refinance or even tap into your home equity with a second mortgage loan in Idaho, you have certainly come to the right place. Lender411 makes that as easy as 123. Whether you are looking for fixed mortgage rates, variable adjustable mortgage rates (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with up to 4 qualified lenders in Idaho with 4 mortgage quotes.  

Idaho is a State that got its name due to a prank pulled by a Senator named George Willing.  Willing claimed originally that the name Idaho was an Indian word for ‘the sun comes over the mountains’ or ‘gem of the mountains’ but later admitted he had completely made the name up. The Senate voted to name the area ‘Colorado Territory’. However, later on, the name that Willing had originally suggested stuck.  Idaho is a highly agricultural State, and is the exporter of nearly one third of the nation’s potato crop.  Other important products include beans, lentils, sugar beets, and barley.  Some of the main industries in the State other than agriculture include: lumber, machinery, paper products, mining and cheese.

Idaho is home to a national laboratory that does nuclear energy research, and houses three facilities for the company Anheuser-Busch.  The State also has a growing science and technology influence.  This State has eight income tax brackets and a flat six percent sales tax. 

Several National Parks are in Idaho – including Nez Perce National Historic Park, Hageman Fossil Beds National Monument, and Yellowstone National Park (which it shares with Wyoming and Montana.) Also parts of the Lewis and Clark National Trail and Oregon National Historic Trail are located here. Fort Boise was first established was first established where the Snake River and the Boise River meet at the Oregon Border. It was later abandoned, but the U.S. Army re-established in a slightly different locale during the Civil war – thus the city of Boise was created, and fully became a recognized city in 1864. 

Boise is one of the few cities in the nation that does not have any community colleges. (There are Universities, but no community college campuses).  Boise has one of the largest Basque populations in the United States.  The city of Nampa is the second largest city in the State. A major sugar beet processing plant is in this city. Nampa got its start as a small railroad town, and began to grow quickly.  One of the historic buildings in the town began as an elementary school and later was sold to the First Mennonite Church. 
 
The city of Pocatello is home to Idaho State University.  This town was built as a stop point along the railroad during the time when gold was discovered in Idaho – but it began to grow and became a great college town.  If you want to live in a historically rich and colorful place, you should consider being a home owner in Idaho.

Below are useful links for all your mortgage needs:

Today's Average Mortgage Rates
May 15, 2008
Freddie Mac, © theFinancials.com

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