Illinois Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.750% 4.972% $1,304
15 Yr. Fixed 4.250% 4.497% $1,881
5/1 Yr. ARM 3.500% 3.675% $1,123
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Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 1.875 $1600 4.972% 45 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1600 5.020% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 0 $2121.25 5.201% 45 $1,361 Learn More
15 Yr. Fixed 4.250% 1 $1600 4.497% 45 $1,881 Learn More
15 Yr. Fixed 4.500% 0 $1600 4.596% 45 $1,912 Learn More
20 Yr. Fixed 4.500% 2 $1600 4.816% 45 $1,582 Learn More
20 Yr. Fixed 4.750% 0.625 $1600 4.901% 45 $1,616 Learn More
20 Yr. Fixed 4.875% 0 $1600 4.952% 45 $1,633 Learn More
5/1 Yr. ARM 3.500% 1.5 $1600 3.675% 45 $1,123 Learn More
5/1 Yr. ARM 3.750% 0.75 $1600 3.865% 45 $1,158 Learn More
5/1 Yr. ARM 4.000% 0 $1850 4.062% 45 $1,194 Learn More
FHA 30 Yr. 5.125% 0.5 $600 5.191% 45 $1,361 Learn More
30 Yr. Fixed 5.250% 5.300% $1,381
15 Yr. Fixed 4.250% 4.485% $1,881
5/1 Yr. ARM 3.625% 3.826% $1,140
  • Refinance rates are still low.
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Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 5.250% 0 $1400 5.300% 60 $1,381 Learn More
30 Yr. Fixed 4.875% 1.875 $1400 5.091% 60 $1,323 Learn More
30 Yr. Fixed 5.125% 1 $1400 5.265% 60 $1,361 Learn More
15 Yr. Fixed 4.250% 1 $1400 4.485% 60 $1,881 Learn More
15 Yr. Fixed 4.375% 0.25 $1400 4.497% 60 $1,897 Learn More
3/1 Yr. ARM 3.750% 2 $1400 3.963% 60 $1,158 Learn More
3/1 Yr. ARM 4.625% 1 $1400 4.761% 60 $1,285 Learn More
20 Yr. Fixed 4.625% 1.875 $1400 4.917% 60 $1,599 Learn More
20 Yr. Fixed 4.875% 0.25 $1400 4.972% 60 $1,633 Learn More
10 Yr. Fixed 4.250% 1 $1400 4.588% 60 $2,561 Learn More
10 Yr. Fixed 4.375% 0.25 $1400 4.550% 60 $2,576 Learn More
5/1 Yr. ARM 3.625% 1.875 $1400 3.826% 60 $1,140 Learn More
5/1 Yr. ARM 4.000% 0.875 $1400 4.120% 60 $1,194 Learn More
7/1 Yr. ARM 5.000% 0 $1400 5.049% 60 $1,342 Learn More
7/1 Yr. ARM 4.125% 2 $1400 4.343% 60 $1,212 Learn More
7/1 Yr. ARM 4.500% 0.875 $1400 4.624% 60 $1,267 Learn More
30 Yr. Fixed 4.750% 4.820% $1,304
15 Yr. Fixed 4.125% 4.244% $1,865
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Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $1995 4.820% 30 $1,304 Learn More
30 Yr. Fixed 4.500% 1.548 $1995 4.704% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.9 $1995 4.773% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 0 $1995 4.244% 30 $1,865 Learn More
15 Yr. Fixed 3.750% 1.65 $1995 4.115% 30 $1,818 Learn More
15 Yr. Fixed 3.875% 0.804 $1995 4.113% 30 $1,834 Learn More
20 Yr. Fixed 4.625% 0 $1995 4.720% 30 $1,599 Learn More
20 Yr. Fixed 4.250% 1.64 $1995 4.538% 30 $1,548 Learn More
20 Yr. Fixed 4.375% 0.851 $1995 4.570% 30 $1,565 Learn More
10 Yr. Fixed 3.875% 0 $1995 4.046% 30 $2,516 Learn More
10 Yr. Fixed 3.750% 1.072 $1995 4.152% 30 $2,502 Learn More
30 Yr. Fixed 4.875% 4.926% $1,323
15 Yr. Fixed 4.250% 4.336% $1,881
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  • We guarantee the lowest refinance rates and fees everyday.
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Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 0 $1445 4.926% 25 $1,323 Learn More
15 Yr. Fixed 4.250% 0 $1445 4.336% 25 $1,881 Learn More
30 Yr. Fixed 4.7500% 4.7775% $1,304
15 Yr. Fixed 4.2500% 4.2973% $1,881
5/1 Yr. ARM 3.6250% 3.7546% $4,562
Updated 03/18/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.7500% 0.000 $795.00 4.7775% $1,304 Learn More
30 Yr. Fixed 4.6250% 0.880 $795.00 4.6523% $1,285 Learn More
30 Yr. Fixed 4.5000% 1.750 $795.00 4.5271% $1,267 Learn More
20 Yr. Fixed 4.6250% 0.000 $795.00 4.6625% $1,599 Learn More
15 Yr. Fixed 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
15 Yr. Fixed 4.1250% 0.880 $795.00 4.1722% $1,865 Learn More
15 Yr. Fixed 4.0000% 1.380 $795.00 4.047% $1,849 Learn More
FHA 30 Yr. 4.8750% 0.000 $795.00 4.9027% $1,323 Learn More
FHA 15 Yr. 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
5/1 Yr. ARM 3.6250% 0.000 $795.00 3.7546% $4,562 Learn More
7-1-arm 3.8750% 0.000 $795.00 3.9694% $3,403 Learn More
10-1-arm 4.3750% 0.000 $795.00 4.4433% $2,576 Learn More
Updated 03/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5.2500% 1.000 $1670.00 % $0 Learn More
4.6250% 1.000 $1670.00 % $0 Learn More
4.0000% 1.000 $1670.00 % $0 Learn More
3.8750% 1.000 $1670.00 % $0 Learn More
4.7500% 1.000 $1670.00 % $0 Learn More
3.0000% 1.000 $1670.00 % $0 Learn More
3.3750% 1.000 $1670.00 % $0 Learn More
3.7500% 1.000 $1670.00 % $0 Learn More
4.2500% 1.000 $1670.00 % $0 Learn More
30 Yr. Fixed 4.8750% 4.927% $1,323
15 Yr. Fixed 4.2500% 4.3386% $1,881
Updated 03/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.8750% 0.000 $1485.00 4.927% $1,323 Learn More
15 Yr. Fixed 4.2500% 0.000 $1485.00 4.3386% $1,881 Learn More
FHA 30 Yr. 4.7500% 0.000 $1485.00 4.8016% $1,304 Learn More
FHA 15 Yr. 4.6250% 0.000 $1485.00 4.7146% $1,928 Learn More
30 Yr. Fixed 5.0000% 5.0658% $1,342
15 Yr. Fixed 4.3750% 4.4868% $1,897
Updated 03/21/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 5.0000% 0.000 $1864.00 5.0658% $1,342 Learn More
15 Yr. Fixed 4.3750% 0.000 $1864.00 4.4868% $1,897 Learn More
FHA 30 Yr. 5.0000% 0.000 $1864.00 5.0658% $1,342 Learn More
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Illinois Mortgage and Refinance

Illinois mortgage rates stayed at 4.75%

Sunday, March 21, 2010

Illinois mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.75%. State mortgage rates ranged from the lowest rate of 4.63% (AL) to the highest rate of 4.79% (TX). Currently, Illinois mortgage rates are higher than the national average of 4.66%.

Illinois is the most populated state in the Midwestern United States and home to the great city of Chicago which is widely regarded as one of the ten most influential cities in the world. If you are in the market for an Illinois Mortgage, Illinois Mortgage Refinance or home equity loan, you have certainly come to the right place. Lender411 makes that easy.

Illinois Tax system involves multiplying the earner's net income to a flat rate. There are Springfield, the Capital city of Illinois also has a lot to offer. Famous former residents of Springfield include Abraham Lincoln and Ulysses S. Grant. The town is mostly on a flat plane, along with the surrounding countryside. The city began as a haven for trappers and traders and later had a valuable role in the Civil War. The city is based on a grid street system which makes it easy to navigate.

Peoria is the largest city on the Illinois River. It is considered a good measure of the average American city. It is often used as a test market. There is an entire list of historic places in Peoria. And in the Southern Illinois area, is East St Louis directly across the Mississippi River from St. Louis, MO. The city's waterfront - the Gateway Geyser is the tallest fountain in the U.S.A. East St. Louis's colorful history included destructive tornadoes, a railroad strike, a riot and being named an All American City in 1959. The city has begun to see redevelopment and renewal in the most recent times.

For those who are so inclined, Metropolis Illinois might be a place of interest. This city is close to the Ohio border. Bearing the same name as the fictional city in the Superman comic book series, this small town boats a museum, a statue, and a festival all in homage to the Super Hero. If you are looking for the Midwestern lifestyle, with a choice between big city or small town life, then Illinois might be the State for you to purchase a home in.

If you are looking for fixed or variable mortgage rates, jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, you may just fill out the form above and we will match you with qualified lenders in Illinois that will provide you with online mortgage quotes. Below are useful links for all your mortgage needs:

The MortgageStore USA

David Monroe is an Investor, Environmentalist, Entrepreneur and Mortgage Banker. One of today's more popular terms to sum up this kind of... Read more...

Ask for - David Monroe


Mortgages Homes Loans Refin...

10 Year experience in finance industury. Areas of expertise include handling rate based customers,customer service, recruiting, training ,motivating... Read more...

Ask for - Kimberly McDonald


State Bank of Lincoln

OUR BANK HAS BEEN IN BUSINESS SINCE 1904. WE ARE LOCALLY OWNED AND OPERATED. I WORK HAND IN HAND WITH MY CUSTOMERS AND THEIR REALTOR TO MAKE THE HOME... Read more...

Ask for - Misty Heath


Local Cities

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user suit Lenders in: Illinois.

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