Kentucky Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.625% 4.645% $1,285
15 Yr. Fixed 4.000% 4.035% $1,849
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Updated 9/1/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 0 $585 4.645% 30 $1,285 Learn More
30 Yr. Fixed 4.125% 1.999 $585 4.315% 30 $1,212 Learn More
30 Yr. Fixed 4.375% 0.775 $585 4.461% 30 $1,248 Learn More
15 Yr. Fixed 4.000% 0 $585 4.035% 30 $1,849 Learn More
15 Yr. Fixed 3.500% 1.852 $585 3.808% 30 $1,787 Learn More
15 Yr. Fixed 3.750% 0.6 $585 3.873% 30 $1,818 Learn More
5/1 Yr. ARM 3.250% 3.396% $1,088
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Updated 9/1/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5/1 Yr. ARM 3.250% 0 $470 3.396% 60 $1,088 Learn More
7/1 Yr. ARM 3.500% 0 $470 3.499% 60 $1,123 Learn More
30 Yr. Fixed 4.250% 4.455% $1,230
15 Yr. Fixed 3.750% 4.012% $1,818
5/1 Yr. ARM 3.250% 3.422% $1,088
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Updated 9/1/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.250% 1.75 $1600 4.455% 45 $1,230 Learn More
30 Yr. Fixed 4.375% 1.25 $1600 4.537% 45 $1,248 Learn More
30 Yr. Fixed 4.375% 0.875 $1600 4.505% 45 $1,248 Learn More
30 Yr. Fixed 4.500% 0.75 $1600 4.620% 45 $1,267 Learn More
30 Yr. Fixed 4.625% 0 $1600 4.680% 45 $1,285 Learn More
30 Yr. Fixed 4.750% 0 $1843.75 4.814% 45 $1,304 Learn More
15 Yr. Fixed 3.750% 1.125 $1600 4.012% 45 $1,818 Learn More
15 Yr. Fixed 3.750% 1.5 $1600 4.069% 45 $1,818 Learn More
15 Yr. Fixed 3.875% 0.875 $1600 4.100% 45 $1,834 Learn More
15 Yr. Fixed 3.875% 0.5 $1600 4.044% 45 $1,834 Learn More
15 Yr. Fixed 4.125% 0 $2331.25 4.264% 45 $1,865 Learn More
15 Yr. Fixed 4.125% 0 $1600 4.220% 45 $1,865 Learn More
20 Yr. Fixed 4.250% 1.25 $1600 4.473% 45 $1,548 Learn More
20 Yr. Fixed 4.250% 0.875 $1600 4.428% 45 $1,548 Learn More
20 Yr. Fixed 4.375% 0.5 $1600 4.509% 45 $1,565 Learn More
20 Yr. Fixed 4.375% 0 $2121.25 4.475% 45 $1,565 Learn More
20 Yr. Fixed 4.500% 0 $2087.5 4.599% 45 $1,582 Learn More
10 Yr. Fixed 3.750% 0.375 $1600 3.967% 45 $2,502 Learn More
10 Yr. Fixed 3.750% 0 $1600 3.886% 45 $2,502 Learn More
10 Yr. Fixed 3.750% 0 $2331.25 3.949% 45 $2,502 Learn More
5/1 Yr. ARM 3.250% 1.5 $1600 3.422% 45 $1,088 Learn More
5/1 Yr. ARM 3.250% 1.875 $1600 3.453% 45 $1,088 Learn More
5/1 Yr. ARM 3.625% 1 $1600 3.760% 45 $1,140 Learn More
5/1 Yr. ARM 3.500% 0.875 $1600 3.623% 45 $1,123 Learn More
5/1 Yr. ARM 4.000% 0 $1600 4.053% 45 $1,194 Learn More
5/1 Yr. ARM 4.250% 0 $1843.75 4.312% 45 $1,230 Learn More
FHA 30 Yr. 4.500% 0 $600 4.521% 45 $1,267 Learn More
VA 30 Yr. 4.250% 1.375 $428 4.382% 45 $1,230 Learn More
VA 30 Yr. 4.375% 1 $428 4.475% 45 $1,248 Learn More
VA 30 Yr. 4.500% 0.375 $428 4.547% 45 $1,267 Learn More
VA 30 Yr. 4.625% 0.375 $428 4.672% 45 $1,285 Learn More
VA 15 Yr. 4.000% 0.875 $428 4.156% 45 $1,849 Learn More
30 Yr. Fixed 4.250% 4.314% $1,230
15 Yr. Fixed 3.750% 3.827% $1,818
5/1 Yr. ARM 3.125% 3.171% $1,071
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Updated 9/1/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.250% 0 $1900 4.314% 30 $1,230 Learn More
30 Yr. Fixed 4.250% 0 $650 4.272% 30 $1,230 Learn More
30 Yr. Fixed 4.250% 0 $1900 4.314% 30 $1,230 Learn More
15 Yr. Fixed 3.750% 0 $1300 3.827% 30 $1,818 Learn More
15 Yr. Fixed 3.750% 0 $350 3.771% 30 $1,818 Learn More
15 Yr. Fixed 3.750% 0 $1300 3.827% 30 $1,818 Learn More
3/1 Yr. ARM 3.750% 0 $1900 3.812% 30 $1,158 Learn More
3/1 Yr. ARM 4.000% 0 $1700 4.057% 30 $1,194 Learn More
3/1 Yr. ARM 4.000% 0 $1700 4.057% 30 $1,194 Learn More
20 Yr. Fixed 4.125% 0 $2500 4.241% 30 $1,531 Learn More
20 Yr. Fixed 4.250% 0 $0 4.250% 30 $1,548 Learn More
20 Yr. Fixed 4.250% 0 $0 4.250% 30 $1,548 Learn More
5/1 Yr. ARM 3.125% 0 $1450 3.171% 30 $1,071 Learn More
5/1 Yr. ARM 3.250% 0 $1350 3.293% 30 $1,088 Learn More
5/1 Yr. ARM 3.250% 0 $1350 3.293% 30 $1,088 Learn More
7/1 Yr. ARM 3.500% 0 $1900 3.562% 30 $1,123 Learn More
7/1 Yr. ARM 3.500% 0 $1900 3.562% 30 $1,123 Learn More
7/1 Yr. ARM 3.500% 0 $1900 3.562% 30 $1,123 Learn More
15 Yr. Fixed 3.6250% 3.8872% $1,803
30 Yr. Fixed 4.0000% 4.1487% $1,194
5/1 Yr. ARM 2.8750% 3.0143% $1,037
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  • Rates and APR based on 740 credit, 80% LTV, 240K loan amount. Rates...
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Updated 09/01/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-year-fixed 3.5000% 1.000 $1932.00 3.8788% $2,472 Learn More
20 Yr. Fixed 3.8750% 1.000 $1932.00 4.0805% $1,499 Learn More
15 Yr. Fixed 3.6250% 1.000 $1932.00 3.8872% $1,803 Learn More
30 Yr. Fixed 4.0000% 1.000 $1932.00 4.1487% $1,194 Learn More
5/1 Yr. ARM 2.8750% 1.000 $1932.00 3.0143% $1,037 Learn More
7-1-arm 3.2500% 1.000 $1932.00 3.3924% $1,088 Learn More
10-1-arm 3.6250% 1.000 $1932.00 3.7705% $1,140 Learn More
30 Yr. Fixed 4.1250% 4.1515% $1,212
15 Yr. Fixed 3.6250% 3.6715% $1,803
5/1 Yr. ARM 3.0000% 3.0249% $1,054
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Updated 09/01/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $795.00 4.1515% $1,212 Learn More
30 Yr. Fixed 3.8750% 1.000 $795.00 3.9012% $1,176 Learn More
30 Yr. Fixed 3.7500% 2.000 $795.00 3.776% $1,158 Learn More
20 Yr. Fixed 3.8750% 0.000 $795.00 3.9114% $1,499 Learn More
15 Yr. Fixed 3.6250% 0.000 $795.00 3.6715% $1,803 Learn More
15 Yr. Fixed 3.3750% 1.000 $795.00 3.4212% $1,772 Learn More
15 Yr. Fixed 3.2500% 2.000 $795.00 3.296% $1,757 Learn More
FHA 30 Yr. 4.2500% 0.000 $795.00 4.2767% $1,230 Learn More
FHA 15 Yr. 3.8750% 0.000 $795.00 3.9218% $1,834 Learn More
5/1 Yr. ARM 3.0000% 0.000 $795.00 3.0249% $1,054 Learn More
7-1-arm 3.3750% 0.000 $795.00 3.4004% $1,105 Learn More
10-1-arm 3.6250% 0.000 $795.00 3.6508% $1,140 Learn More
30 Yr. Fixed 4.2500% 4.3089% $1,230
15 Yr. Fixed 3.7500% 3.8527% $1,818
  • Rates and APR based on a purchase price of $400,000 with 20% down p...
  • Rates and APR based on a purchase price of $400,000 with 20% down p...
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Updated 09/01/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
FHA 30 Yr. 4.2500% 0.000 $1743.85 4.3089% $1,230 Learn More
30 Yr. Fixed 4.2500% 0.000 $1743.85 4.3089% $1,230 Learn More
15 Yr. Fixed 3.7500% 0.000 $1743.85 3.8527% $1,818 Learn More
30 Yr. Fixed 4.1250% 4.1655% $1,212
15 Yr. Fixed 3.6250% 3.6959% $1,803
5/1 Yr. ARM 2.7500% 2.8459% $1,021
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Updated 09/02/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $1210.00 4.1655% $1,212 Learn More
20 Yr. Fixed 3.7500% 0.750 $1210.00 3.8628% $1,482 Learn More
15 Yr. Fixed 3.6250% 0.000 $1210.00 3.6959% $1,803 Learn More
FHA 30 Yr. 4.2500% 0.000 $1210.00 4.2908% $1,230 Learn More
5/1 Yr. ARM 2.7500% 0.750 $1210.00 2.8459% $1,021 Learn More
30 Yr. Fixed 4.1250% 4.1616% $1,212
15 Yr. Fixed 3.6250% 3.6891% $1,803
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Updated 09/02/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $1095.00 4.1616% $1,212 Learn More
15 Yr. Fixed 3.6250% 0.000 $1095.00 3.6891% $1,803 Learn More
FHA 30 Yr. 4.1250% 0.000 $1095.00 4.1616% $1,212 Learn More
FHA 15 Yr. 3.6250% 0.000 $1095.00 3.6891% $1,803 Learn More
30 Yr. Fixed 3.7500% 1.000 $1095.00 3.7858% $1,158 Learn More

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Kentucky Mortgage and Refinance Rates

Kentucky mortgage rates stayed at 4.00%

Thursday, September 2, 2010

Kentucky mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.00%. State mortgage rates ranged from the lowest rate of 3.96% (AK) to the highest rate of 4.07% (TX). Currently, Kentucky mortgage rates are higher than the national average of 4.00%.

Kentucky is a state that is sometimes considered part of the Midwest and other time part of the South. It has the best of both areas. If you are looking to get a Kentucky Mortgage Loan, Kentucky Mortgage Refinance or even tap into your home equity with a second mortgage loan in Kentucky, you have certainly come to the right place. Lender411 makes that easy.

Kentucky is called the "Bluegrass State" after the abundance of blue grass that grows throughout the region. Kentucky is also well known for thoroughbred horses and horse racing (most notably the Kentucky Derby), college basketball, bourbon distilleries, automobile manufacturing and bluegrass music. The largest city in Kentucky is Louisville, which has over half a million residents. Lexington is the second largest city with Bowling Green, Owensboro, Ashland, and Paducah rounding out the other important cities. If lovely natural surroundings with excellent business opportunities are what you are looking for, then becoming a home owner in Kentucky would be best for you.

Whether you are looking for fixed mortgage rates, variable adjustable rate mortgages (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in Kentucky that will provide you with online mortgage quotes. Below are useful links for all your mortgage needs:

Local Cities

Ashland | Bowling Green | Covington | Hazard | Hopkinsville | Lexington | Louisville | Owensboro | Paducah | Pikeville | Williamson

user suit Lenders in: Kentucky.

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