MN Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.750% 4.961% $1,304
15 Yr. Fixed 4.250% 4.516% $1,881
5/1 Yr. ARM 3.500% 3.706% $1,123
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Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 1.75 $1600 4.961% 45 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1600 5.020% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 0 $1600 5.182% 45 $1,361 Learn More
15 Yr. Fixed 4.250% 1.125 $1600 4.516% 45 $1,881 Learn More
15 Yr. Fixed 4.375% 0.375 $1600 4.528% 45 $1,897 Learn More
15 Yr. Fixed 4.500% 0 $1600 4.596% 45 $1,912 Learn More
20 Yr. Fixed 4.500% 1.875 $1600 4.800% 45 $1,582 Learn More
20 Yr. Fixed 4.750% 0.625 $1600 4.901% 45 $1,616 Learn More
20 Yr. Fixed 4.875% 0 $1600 4.952% 45 $1,633 Learn More
5/1 Yr. ARM 3.500% 1.875 $1600 3.706% 45 $1,123 Learn More
5/1 Yr. ARM 3.750% 1 $1600 3.886% 45 $1,158 Learn More
5/1 Yr. ARM 4.125% 0 $1600 4.179% 45 $1,212 Learn More
FHA 30 Yr. 5.125% 0.375 $600 5.180% 45 $1,361 Learn More
30 Yr. Fixed 4.750% 4.820% $1,304
15 Yr. Fixed 4.125% 4.244% $1,865
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Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $1995 4.820% 30 $1,304 Learn More
30 Yr. Fixed 4.500% 1.479 $1995 4.698% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.898 $1995 4.773% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 0 $1995 4.244% 30 $1,865 Learn More
15 Yr. Fixed 3.750% 1.811 $1995 4.140% 30 $1,818 Learn More
15 Yr. Fixed 3.875% 1 $1995 4.143% 30 $1,834 Learn More
20 Yr. Fixed 4.500% 0 $1995 4.594% 30 $1,582 Learn More
20 Yr. Fixed 4.250% 1.258 $1995 4.492% 30 $1,548 Learn More
20 Yr. Fixed 4.375% 0.471 $1995 4.524% 30 $1,565 Learn More
30 Yr. Fixed 4.875% 5.035% $1,323
15 Yr. Fixed 4.250% 4.533% $1,881
5/1 Yr. ARM 4.875% 4.942% $1,323
  • $500 Closing Cost Credit and Low Rates.
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Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 1.047 $1900 5.035% 45 $1,323 Learn More
15 Yr. Fixed 4.250% 1.115 $1900 4.533% 45 $1,881 Learn More
5/1 Yr. ARM 4.875% 0 $1900 4.942% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 5.153% $1,361
15 Yr. Fixed 4.375% 4.422% $1,897
5/1 Yr. ARM 4.000% 4.026% $1,194
  • Loan programs to fit your every need.
  • Outstanding rates and fees and a staff of seasoned professionals.
  • No hassle, loan process that is quick and efficient.
Updated 2/8/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 5.125% 0 $790 5.153% 30 $1,361 Learn More
15 Yr. Fixed 4.375% 0 $790 4.422% 30 $1,897 Learn More
3/1 Yr. ARM 4.875% 0 $790 4.903% 30 $1,323 Learn More
20 Yr. Fixed 5.000% 0 $790 5.038% 30 $1,650 Learn More
10 Yr. Fixed 4.375% 0 $790 4.443% 30 $2,576 Learn More
5/1 Yr. ARM 4.000% 0 $790 4.026% 30 $1,194 Learn More
7/1 Yr. ARM 4.375% 0 $790 4.402% 30 $1,248 Learn More
FHA 30 Yr. 5.000% 0 $790 5.028% 30 $1,342 Learn More
FHA 15 Yr. 4.500% 0 $790 4.548% 30 $1,912 Learn More
15 Yr. Fixed 4.5000% 4.6103% $1,912
30 Yr. Fixed 5.1250% 5.1902% $1,361
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
15 Yr. Fixed 4.5000% 0 $1834.00 4.6103% $1,912 Learn More
FHA 30 Yr. 5.1250% 0 $1834.00 5.1902% $1,361 Learn More
30 Yr. Fixed 5.1250% 0 $1834.00 5.1902% $1,361 Learn More
15 Yr. Fixed 4.0000% 4.047% $1,849
30 Yr. Fixed 4.6250% 4.6523% $1,285
5/1 Yr. ARM 3.5000% 3.6294% $4,548
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-1-arm 4.3750% 0 $795.00 4.4433% $2,576 Learn More
FHA 15 Yr. 4.3750% 0 $795.00 4.4225% $1,897 Learn More
15 Yr. Fixed 4.0000% 1 $795.00 4.047% $1,849 Learn More
15 Yr. Fixed 4.1250% 0 $795.00 4.1722% $1,865 Learn More
15 Yr. Fixed 4.2500% 0 $795.00 4.2973% $1,881 Learn More
20 Yr. Fixed 4.6250% 0 $795.00 4.6625% $1,599 Learn More
FHA 30 Yr. 5.0000% 0 $795.00 5.0279% $1,342 Learn More
30 Yr. Fixed 4.6250% 0 $795.00 4.6523% $1,285 Learn More
30 Yr. Fixed 4.3750% 1 $795.00 4.4019% $1,248 Learn More
30 Yr. Fixed 4.7500% 0 $795.00 4.7775% $1,304 Learn More
5/1 Yr. ARM 3.5000% 0 $795.00 3.6294% $4,548 Learn More
7-1-arm 4.0000% 0 $795.00 4.0946% $3,417 Learn More
30 Yr. Fixed 4.6250% 4.6528% $1,285
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.6250% 0 $809.00 4.6528% $1,285 Learn More
15 Yr. Fixed 4.3750% 4.4639% $1,897
30 Yr. Fixed 4.8750% 4.927% $1,323
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
FHA 15 Yr. 4.6250% 0 $1485.00 4.7146% $1,928 Learn More
15 Yr. Fixed 4.3750% 0 $1485.00 4.4639% $1,897 Learn More
FHA 30 Yr. 4.8750% 0 $1485.00 4.927% $1,323 Learn More
30 Yr. Fixed 4.8750% 0 $1485.00 4.927% $1,323 Learn More
15 Yr. Fixed 4.3750% 4.4831% $1,897
30 Yr. Fixed 5.0000% 5.0637% $1,342
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
15 Yr. Fixed 4.3750% 0 $1804.00 4.4831% $1,897 Learn More
FHA 30 Yr. 5.0000% 0 $1804.00 5.0637% $1,342 Learn More
30 Yr. Fixed 5.0000% 0 $1804.00 5.0637% $1,342 Learn More
Updated 02/08/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5.3750% 1 $995.00 % $0 Learn More
4.7500% 1 $995.00 % $0 Learn More
4.2500% 1 $995.00 % $0 Learn More
4.0000% 1 $995.00 % $0 Learn More
3.0000% 1 $995.00 % $0 Learn More
3.3750% 1 $995.00 % $0 Learn More
3.8750% 1 $995.00 % $0 Learn More
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Minnesota Mortgage Rates & Refinance

Minnesota mortgage rates go down to 4.73%

Monday, February 8, 2010

Minnesota mortgage rates on Lender411 for 30-year fixed-rate mortgages dropped from 4.83 to 4.73. State mortgage rates ranged from the lowest rate of 4.56% (DC) to the highest rate of 4.88% (TNGA). Currently, Minnesota mortgage rates are higher than the national average of 4.63%.

Minnesota is a lovely Midwestern state with the majority of its population residing in the Minneapolis-St. Paul metro area. The state's residents are known to be very moderate, while the climates can sometimes become extreme. This state is regarded as one of the healthiest and its population has the reputation of being literate and very highly educated. If you are looking to get a Minnesota Mortgage Loan, Minnesota Mortgage Refinance or even tap into your home equity with a second mortgage loan in Minnesota, you have certainly come to the right place. Lender411 makes that easy.

Minnesota's climate can be a challenge at times - hail, sleet, snow, rain, thunderstorms, blizzards, chilling winds, and tornadoes are all quite possible here. The summers however, can be quite pleasant. Minnesota residents have a lot of outdoor activities at their disposal. Boating, fishing and skiing are some of the most popular. St. Paul is the capital city and second most populous in the State. Right next door, is the city of Minneapolis. The area is referred to as The Twin Cities. An interesting note is that Minneapolis has more of a Scandinavian influence, and St. Paul is more characterized by a German and Irish perspective. If you are looking for a Midwestern lifestyle that can offer you plenty of entertainment and outdoor activities, then perhaps consider owning a home in Minnesota.

Whether you are looking for fixed mortgage rates, adjustable rate mortgages (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in Minnesota that will provide you with online mortgage quotes. Below are useful links for all your mortgage needs:

Summit Mortgage Corporation

As an experienced Minneapolis-based mortgage banker, I have access to a broad range of loan programs and the best rates available. Whether you are... Read more...

Ask for - Scott Lundquist


Prime Mortgage, a division...

Find local mortgage interest rates and get approved for your home purchase or refinance. Specializing in FHA, Conventional and Jumbo loans. Low and no... Read more...

Ask for - Adam Perry


PHH Home Loans, LLC.

PHH Home Loans offers low rates and fees, quick closings, and free pre-approvals. We are a lender, not a broker and offer many programs including many... Read more...

Ask for - Lisa Sorgdrager


Local Cities

Chanhassen | Duluth | Eden Prairie | Hadley | Mankato | Maple Grove | Minneapolis | Moorhead | Rochester | St. Cloud | St. Paul | White Bear Lake | Woodbury | Worthington

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