Minnesota Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.625% 4.645% $1,285
15 Yr. Fixed 3.875% 3.910% $1,834
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Updated 9/1/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 0 $585 4.645% 30 $1,285 Learn More
30 Yr. Fixed 4.125% 1.929 $585 4.308% 30 $1,212 Learn More
30 Yr. Fixed 4.375% 0.681 $585 4.453% 30 $1,248 Learn More
15 Yr. Fixed 3.875% 0 $585 3.910% 30 $1,834 Learn More
15 Yr. Fixed 3.500% 1.792 $585 3.799% 30 $1,787 Learn More
15 Yr. Fixed 3.750% 0.545 $585 3.865% 30 $1,818 Learn More
5/1 Yr. ARM 3.250% 3.396% $1,088
  • With the Orange Mortgage, there's nothing under the rug.
  • Low closing costs, no bank fees and a great rate!
  • Perfect for refinance or purchase. Great for first time buyers.
Updated 9/1/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5/1 Yr. ARM 3.250% 0 $470 3.396% 60 $1,088 Learn More
7/1 Yr. ARM 3.500% 0 $470 3.499% 60 $1,123 Learn More
30 Yr. Fixed 4.250% 4.455% $1,230
15 Yr. Fixed 3.750% 4.012% $1,818
5/1 Yr. ARM 3.250% 3.422% $1,088
  • We can close your loan in less than a month!
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  • Rates continue to be at historic lows!
Updated 9/1/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.250% 1.75 $1600 4.455% 45 $1,230 Learn More
30 Yr. Fixed 4.375% 1.25 $1600 4.537% 45 $1,248 Learn More
30 Yr. Fixed 4.375% 0.875 $1600 4.505% 45 $1,248 Learn More
30 Yr. Fixed 4.500% 0.75 $1600 4.620% 45 $1,267 Learn More
30 Yr. Fixed 4.625% 0 $1600 4.680% 45 $1,285 Learn More
30 Yr. Fixed 4.750% 0 $1843.75 4.814% 45 $1,304 Learn More
15 Yr. Fixed 3.750% 1.125 $1600 4.012% 45 $1,818 Learn More
15 Yr. Fixed 3.750% 1.5 $1600 4.069% 45 $1,818 Learn More
15 Yr. Fixed 3.875% 0.875 $1600 4.100% 45 $1,834 Learn More
15 Yr. Fixed 3.875% 0.5 $1600 4.044% 45 $1,834 Learn More
15 Yr. Fixed 4.125% 0 $2331.25 4.264% 45 $1,865 Learn More
15 Yr. Fixed 4.125% 0 $1600 4.220% 45 $1,865 Learn More
20 Yr. Fixed 4.250% 1.25 $1600 4.473% 45 $1,548 Learn More
20 Yr. Fixed 4.250% 0.875 $1600 4.428% 45 $1,548 Learn More
20 Yr. Fixed 4.375% 0.5 $1600 4.509% 45 $1,565 Learn More
20 Yr. Fixed 4.375% 0 $2121.25 4.475% 45 $1,565 Learn More
20 Yr. Fixed 4.500% 0 $2087.5 4.599% 45 $1,582 Learn More
10 Yr. Fixed 3.750% 0.375 $1600 3.967% 45 $2,502 Learn More
10 Yr. Fixed 3.750% 0 $2331.25 3.949% 45 $2,502 Learn More
10 Yr. Fixed 3.750% 0 $1600 3.886% 45 $2,502 Learn More
5/1 Yr. ARM 3.250% 1.5 $1600 3.422% 45 $1,088 Learn More
5/1 Yr. ARM 3.250% 1.875 $1600 3.453% 45 $1,088 Learn More
5/1 Yr. ARM 3.625% 1 $1600 3.760% 45 $1,140 Learn More
5/1 Yr. ARM 3.500% 0.875 $1600 3.623% 45 $1,123 Learn More
5/1 Yr. ARM 4.000% 0 $1600 4.053% 45 $1,194 Learn More
5/1 Yr. ARM 4.250% 0 $1843.75 4.312% 45 $1,230 Learn More
FHA 30 Yr. 4.500% 0 $600 4.521% 45 $1,267 Learn More
VA 30 Yr. 4.250% 1.375 $428 4.382% 45 $1,230 Learn More
VA 30 Yr. 4.375% 1 $428 4.475% 45 $1,248 Learn More
VA 30 Yr. 4.500% 0.375 $428 4.547% 45 $1,267 Learn More
VA 30 Yr. 4.625% 0.375 $428 4.672% 45 $1,285 Learn More
VA 15 Yr. 4.000% 0.875 $428 4.156% 45 $1,849 Learn More
30 Yr. Fixed 4.375% 4.385% $1,248
15 Yr. Fixed 3.875% 3.904% $1,834
5/1 Yr. ARM 3.500% 3.523% $1,123
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  • No Underwriting fees. No junk fees, period
Updated 8/31/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.375% 0 $295 4.385% 30 $1,248 Learn More
15 Yr. Fixed 3.875% 0 $495 3.904% 30 $1,834 Learn More
5/1 Yr. ARM 3.500% 0 $695 3.523% 30 $1,123 Learn More
15 Yr. Fixed 3.6250% 3.8872% $1,803
30 Yr. Fixed 4.0000% 4.1487% $1,194
5/1 Yr. ARM 2.8750% 3.0143% $1,037
  • Direct Lender
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  • Rates and APR based on 740 credit, 80% LTV, 240K loan amount. Rates...
Updated 09/01/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-year-fixed 3.5000% 1.000 $1932.00 3.8788% $2,472 Learn More
20 Yr. Fixed 3.8750% 1.000 $1932.00 4.0805% $1,499 Learn More
15 Yr. Fixed 3.6250% 1.000 $1932.00 3.8872% $1,803 Learn More
30 Yr. Fixed 4.0000% 1.000 $1932.00 4.1487% $1,194 Learn More
5/1 Yr. ARM 2.8750% 1.000 $1932.00 3.0143% $1,037 Learn More
7-1-arm 3.2500% 1.000 $1932.00 3.3924% $1,088 Learn More
10-1-arm 3.6250% 1.000 $1932.00 3.7705% $1,140 Learn More
30 Yr. Fixed 4.1250% 4.1515% $1,212
15 Yr. Fixed 3.6250% 3.6715% $1,803
5/1 Yr. ARM 3.0000% 3.0249% $1,054
  • Check Out Our Reviews & Testimonials!
  • Check Out Our Reviews & Testimonials!
  • Check Out Our Reviews & Testimonials!
Updated 09/01/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $795.00 4.1515% $1,212 Learn More
30 Yr. Fixed 3.8750% 1.000 $795.00 3.9012% $1,176 Learn More
30 Yr. Fixed 3.7500% 2.000 $795.00 3.776% $1,158 Learn More
20 Yr. Fixed 3.8750% 0.000 $795.00 3.9114% $1,499 Learn More
15 Yr. Fixed 3.6250% 0.000 $795.00 3.6715% $1,803 Learn More
15 Yr. Fixed 3.3750% 1.000 $795.00 3.4212% $1,772 Learn More
15 Yr. Fixed 3.2500% 2.000 $795.00 3.296% $1,757 Learn More
FHA 30 Yr. 4.2500% 0.000 $795.00 4.2767% $1,230 Learn More
FHA 15 Yr. 3.8750% 0.000 $795.00 3.9218% $1,834 Learn More
5/1 Yr. ARM 3.0000% 0.000 $795.00 3.0249% $1,054 Learn More
7-1-arm 3.3750% 0.000 $795.00 3.4004% $1,105 Learn More
10-1-arm 3.6250% 0.000 $795.00 3.6508% $1,140 Learn More
30 Yr. Fixed 4.2500% 4.3089% $1,230
15 Yr. Fixed 3.7500% 3.8527% $1,818
  • Rates and APR based on a purchase price of $400,000 with 20% down p...
  • Rates and APR based on a purchase price of $400,000 with 20% down p...
Updated 09/01/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
FHA 30 Yr. 4.2500% 0.000 $1743.85 4.3089% $1,230 Learn More
30 Yr. Fixed 4.2500% 0.000 $1743.85 4.3089% $1,230 Learn More
15 Yr. Fixed 3.7500% 0.000 $1743.85 3.8527% $1,818 Learn More
30 Yr. Fixed 4.3750% 4.4384% $1,248
15 Yr. Fixed 3.8750% 3.9852% $1,834
  • Visit http://www.madisonmortgageguys.com/current_rates/index.htm fo...
  • Visit http://www.madisonmortgageguys.com/current_rates/index.htm fo...
Updated 09/01/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.3750% 0.000 $1864.00 4.4384% $1,248 Learn More
15 Yr. Fixed 3.8750% 0.000 $1864.00 3.9852% $1,834 Learn More
FHA 30 Yr. 4.3750% 0.000 $1864.00 4.4384% $1,248 Learn More
30 Yr. Fixed 4.1250% 4.1655% $1,212
15 Yr. Fixed 3.6250% 3.6959% $1,803
5/1 Yr. ARM 2.7500% 2.8459% $1,021
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Updated 09/02/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $1210.00 4.1655% $1,212 Learn More
20 Yr. Fixed 3.7500% 0.750 $1210.00 3.8628% $1,482 Learn More
15 Yr. Fixed 3.6250% 0.000 $1210.00 3.6959% $1,803 Learn More
FHA 30 Yr. 4.2500% 0.000 $1210.00 4.2908% $1,230 Learn More
5/1 Yr. ARM 2.7500% 0.750 $1210.00 2.8459% $1,021 Learn More
30 Yr. Fixed 4.1250% 4.1616% $1,212
15 Yr. Fixed 3.6250% 3.6891% $1,803
Updated 09/02/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $1095.00 4.1616% $1,212 Learn More
15 Yr. Fixed 3.6250% 0.000 $1095.00 3.6891% $1,803 Learn More
FHA 30 Yr. 4.1250% 0.000 $1095.00 4.1616% $1,212 Learn More
FHA 15 Yr. 3.6250% 0.000 $1095.00 3.6891% $1,803 Learn More
30 Yr. Fixed 3.7500% 1.000 $1095.00 3.7858% $1,158 Learn More

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Minnesota Mortgage Rates & Refinance

Minnesota mortgage rates stayed at 4.04%

Thursday, September 2, 2010

Minnesota mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.04%. State mortgage rates ranged from the lowest rate of 3.96% (AK) to the highest rate of 4.07% (TX). Currently, Minnesota mortgage rates are higher than the national average of 4.00%.

Minnesota is a lovely Midwestern state with the majority of its population residing in the Minneapolis-St. Paul metro area. The state's residents are known to be very moderate, while the climates can sometimes become extreme. This state is regarded as one of the healthiest and its population has the reputation of being literate and very highly educated. If you are looking to get a Minnesota Mortgage Loan, Minnesota Mortgage Refinance or even tap into your home equity with a second mortgage loan in Minnesota, you have certainly come to the right place. Lender411 makes that easy.

Minnesota's climate can be a challenge at times - hail, sleet, snow, rain, thunderstorms, blizzards, chilling winds, and tornadoes are all quite possible here. The summers however, can be quite pleasant. Minnesota residents have a lot of outdoor activities at their disposal. Boating, fishing and skiing are some of the most popular. St. Paul is the capital city and second most populous in the State. Right next door, is the city of Minneapolis. The area is referred to as The Twin Cities. An interesting note is that Minneapolis has more of a Scandinavian influence, and St. Paul is more characterized by a German and Irish perspective. If you are looking for a Midwestern lifestyle that can offer you plenty of entertainment and outdoor activities, then perhaps consider owning a home in Minnesota.

Whether you are looking for fixed mortgage rates, adjustable rate mortgages (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in Minnesota that will provide you with online mortgage quotes. Below are useful links for all your mortgage needs:

Adam D. Perry - Prime Mortgage

I have been in the real estate and mortgage industry since 2000, helping homeowners buy, sell and finance their own homes. The industry relationships... Read more...


Nick Kelvie - UNITED FIDELITY FUNDING

As a top level local mortgage professional with a strong and reputable lender I bring years of experience to your home loan process. The national... Read more...


Sherri Sherpy &qu... - LendSmart Mortgage

Honesty, Integrity and The Power of Knowledge is what I provide...giving my client a great mortgage product just happens to be the by-product!Good... Read more...


Local Cities

Chanhassen | Duluth | Eden Prairie | Hadley | Mankato | Maple Grove | Minneapolis | Moorhead | Rochester | St. Cloud | St. Paul | White Bear Lake | Woodbury | Worthington

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