Modesto Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.750% 4.820% $1,304
15 Yr. Fixed 4.125% 4.244% $1,865
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Updated 2/8/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $1995 4.820% 30 $1,304 Learn More
30 Yr. Fixed 4.500% 1.479 $1995 4.698% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.898 $1995 4.773% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 0 $1995 4.244% 30 $1,865 Learn More
15 Yr. Fixed 3.750% 1.811 $1995 4.140% 30 $1,818 Learn More
15 Yr. Fixed 3.875% 1 $1995 4.143% 30 $1,834 Learn More
20 Yr. Fixed 4.500% 0 $1995 4.594% 30 $1,582 Learn More
20 Yr. Fixed 4.250% 1.258 $1995 4.492% 30 $1,548 Learn More
20 Yr. Fixed 4.375% 0.471 $1995 4.524% 30 $1,565 Learn More
30 Yr. Fixed 4.750% 4.961% $1,304
15 Yr. Fixed 4.250% 4.516% $1,881
5/1 Yr. ARM 3.500% 3.706% $1,123
  • We can process your refinance loan in as little as two weeks.
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Updated 2/8/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 1.75 $1600 4.961% 45 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1600 5.020% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 0 $1600 5.182% 45 $1,361 Learn More
15 Yr. Fixed 4.250% 1.125 $1600 4.516% 45 $1,881 Learn More
15 Yr. Fixed 4.375% 0.375 $1600 4.528% 45 $1,897 Learn More
15 Yr. Fixed 4.500% 0 $1600 4.596% 45 $1,912 Learn More
20 Yr. Fixed 4.500% 1.875 $1600 4.800% 45 $1,582 Learn More
20 Yr. Fixed 4.750% 0.625 $1600 4.901% 45 $1,616 Learn More
20 Yr. Fixed 4.875% 0 $1600 4.952% 45 $1,633 Learn More
5/1 Yr. ARM 3.500% 1.875 $1600 3.706% 45 $1,123 Learn More
5/1 Yr. ARM 3.750% 1 $1600 3.886% 45 $1,158 Learn More
5/1 Yr. ARM 4.125% 0 $1600 4.179% 45 $1,212 Learn More
FHA 30 Yr. 5.125% 0.375 $600 5.180% 45 $1,361 Learn More
30 Yr. Fixed 4.500% 4.632% $1,267
15 Yr. Fixed 4.000% 4.210% $1,849
5/1 Yr. ARM 3.500% 3.531% $1,123
  • Historically Low Rates, Refinance, or Purchase Now!
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Updated 2/8/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 0.75 $1961 4.632% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.125 $1961 4.704% 30 $1,285 Learn More
30 Yr. Fixed 4.750% 0 $961 4.783% 30 $1,304 Learn More
15 Yr. Fixed 4.000% 0.625 $1961 4.210% 30 $1,849 Learn More
15 Yr. Fixed 4.125% 0.125 $1961 4.261% 30 $1,865 Learn More
15 Yr. Fixed 4.250% 0 $100 4.256% 30 $1,881 Learn More
5/1 Yr. ARM 3.500% 0 $961 3.531% 30 $1,123 Learn More
5/1 Yr. ARM 3.625% 0 $100 3.628% 30 $1,140 Learn More
5/1 Yr. ARM 3.750% 0 $100 3.753% 45 $1,158 Learn More
30 Yr. Fixed 5.000% 5.207% $1,342
15 Yr. Fixed 4.250% 4.523% $1,881
5/1 Yr. ARM 4.625% 4.673% $1,285
  • Refinance rates are still low.
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Updated 2/8/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 5.000% 1.75 $1400 5.207% 60 $1,342 Learn More
30 Yr. Fixed 5.250% 0.25 $1400 5.323% 60 $1,381 Learn More
15 Yr. Fixed 4.250% 1.25 $1400 4.523% 60 $1,881 Learn More
15 Yr. Fixed 4.375% 0.5 $1400 4.534% 60 $1,897 Learn More
3/1 Yr. ARM 4.125% 1.875 $1400 4.332% 60 $1,212 Learn More
3/1 Yr. ARM 4.875% 1 $1400 5.013% 60 $1,323 Learn More
20 Yr. Fixed 4.750% 1.5 $1400 4.998% 60 $1,616 Learn More
20 Yr. Fixed 4.875% 0.75 $1400 5.032% 60 $1,633 Learn More
10 Yr. Fixed 4.250% 1.25 $1400 4.642% 60 $2,561 Learn More
10 Yr. Fixed 4.375% 0.5 $1400 4.604% 60 $2,576 Learn More
5/1 Yr. ARM 4.625% 0 $1400 4.673% 60 $1,285 Learn More
5/1 Yr. ARM 3.625% 2 $1400 3.837% 60 $1,140 Learn More
5/1 Yr. ARM 4.000% 1 $1400 4.131% 60 $1,194 Learn More
7/1 Yr. ARM 5.000% 0 $1400 5.049% 60 $1,342 Learn More
7/1 Yr. ARM 4.125% 2 $1400 4.343% 60 $1,212 Learn More
7/1 Yr. ARM 4.500% 0.875 $1400 4.624% 60 $1,267 Learn More
15 Yr. Fixed 4.2500% 4.3259% $1,881
30 Yr. Fixed 4.8750% 4.9195% $1,323
5/1 Yr. ARM 3.6250% 3.8326% $4,562
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Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
15 Yr. Fixed 4.2500% 0 $1272.00 4.3259% $1,881 Learn More
15 Yr. Fixed 3.8750% 2 $1272.00 3.9501% $1,834 Learn More
FHA 30 Yr. 4.8750% 0 $1272.00 4.9195% $1,323 Learn More
FHA 30 Yr. 4.5000% 1 $1272.00 4.5435% $1,267 Learn More
30 Yr. Fixed 4.8750% 0 $1272.00 4.9195% $1,323 Learn More
30 Yr. Fixed 4.5000% 1 $1272.00 4.6301% $1,267 Learn More
5/1 Yr. ARM 3.6250% 0 $1272.00 3.8326% $4,562 Learn More
5/1 Yr. ARM 3.7500% 0 $1272.00 3.9578% $4,576 Learn More
7-1-arm 4.0000% 0 $1272.00 4.1516% $3,417 Learn More
15 Yr. Fixed 4.0000% 4.047% $1,849
30 Yr. Fixed 4.6250% 4.6523% $1,285
5/1 Yr. ARM 3.5000% 3.6294% $4,548
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Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-1-arm 4.3750% 0 $795.00 4.4433% $2,576 Learn More
FHA 15 Yr. 4.3750% 0 $795.00 4.4225% $1,897 Learn More
15 Yr. Fixed 4.0000% 1 $795.00 4.047% $1,849 Learn More
15 Yr. Fixed 4.1250% 0 $795.00 4.1722% $1,865 Learn More
15 Yr. Fixed 4.2500% 0 $795.00 4.2973% $1,881 Learn More
20 Yr. Fixed 4.6250% 0 $795.00 4.6625% $1,599 Learn More
FHA 30 Yr. 5.0000% 0 $795.00 5.0279% $1,342 Learn More
30 Yr. Fixed 4.6250% 0 $795.00 4.6523% $1,285 Learn More
30 Yr. Fixed 4.3750% 1 $795.00 4.4019% $1,248 Learn More
30 Yr. Fixed 4.7500% 0 $795.00 4.7775% $1,304 Learn More
5/1 Yr. ARM 3.5000% 0 $795.00 3.6294% $4,548 Learn More
7-1-arm 4.0000% 0 $795.00 4.0946% $3,417 Learn More
30 Yr. Fixed 4.7500% 4.7843% $1,304
5/1 Yr. ARM 3.5000% 3.6613% $4,548
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Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
3-1-arm 3.5000% 1 $990.00 4.4328% $7,326 Learn More
3-1-arm 3.6250% 1 $990.00 4.5585% $7,339 Learn More
30 Yr. Fixed 4.7500% 0 $990.00 4.7843% $1,304 Learn More
5/1 Yr. ARM 3.5000% 0 $990.00 3.6613% $4,548 Learn More
5/1 Yr. ARM 3.6250% 0 $990.00 3.7864% $4,562 Learn More
30 Yr. Fixed 4.6250% 4.6528% $1,285
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Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.6250% 0 $809.00 4.6528% $1,285 Learn More
15 Yr. Fixed 4.3750% 4.4315% $1,897
30 Yr. Fixed 4.8750% 4.908% $1,323
Call Now
Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
15 Yr. Fixed 4.3750% 0 $945.00 4.4315% $1,897 Learn More
30 Yr. Fixed 4.8750% 0 $945.00 4.908% $1,323 Learn More
15 Yr. Fixed 4.3750% 4.4639% $1,897
30 Yr. Fixed 4.8750% 4.927% $1,323
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Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
FHA 15 Yr. 4.6250% 0 $1485.00 4.7146% $1,928 Learn More
15 Yr. Fixed 4.3750% 0 $1485.00 4.4639% $1,897 Learn More
FHA 30 Yr. 4.8750% 0 $1485.00 4.927% $1,323 Learn More
30 Yr. Fixed 4.8750% 0 $1485.00 4.927% $1,323 Learn More
15 Yr. Fixed 4.3750% 4.4938% $1,897
30 Yr. Fixed 4.9500% 5.0198% $1,334
5/1 Yr. ARM 4.1250% 4.4505% $4,618
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Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-1-arm 5.7500% 0 $1981.00 5.9253% $2,744 Learn More
10-1-arm-io 5.7500% 0 $1981.00 5.9253% $2,744 Learn More
FHA 15 Yr. 4.5000% 0 $1981.00 4.6192% $1,912 Learn More
15 Yr. Fixed 4.3750% 0 $1981.00 4.4938% $1,897 Learn More
3-1-arm 99.9999% 0 $1981.00 100.9547% $22,070 Learn More
3-1-arm-fha 3.7500% 0 $1981.00 4.278% $7,353 Learn More
3-1-arm-io 4.5000% 0 $1981.00 5.0303% $7,437 Learn More
FHA 30 Yr. 5.0000% 0 $1981.00 5.07% $1,342 Learn More
30 Yr. Fixed 4.9500% 0 $1981.00 5.0198% $1,334 Learn More
30-year-io 5.0000% 0 $1981.00 5.07% $1,342 Learn More
5/1 Yr. ARM 4.1250% 0 $1981.00 4.4505% $4,618 Learn More
5-1-arm-fha 5.7500% 0 $1981.00 6.0805% $4,804 Learn More
5-1-arm-io 5.1250% 0 $1981.00 5.4535% $4,732 Learn More
7-1-arm 4.7500% 0 $1981.00 4.9888% $3,504 Learn More
7-1-arm-io 5.5000% 0 $1981.00 5.7412% $3,593 Learn More
jumbo-15-year-fha 4.7500% 0 $1981.00 4.8701% $1,945 Learn More
jumbo-30-year-fha 5.2500% 0 $1981.00 5.321% $1,381 Learn More
15 Yr. Fixed 4.0000% 4.0579% $1,849
30 Yr. Fixed 4.5000% 4.5334% $1,267
5/1 Yr. ARM 3.5000% 3.6595% $4,548
Call Now
Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-1-arm 4.1250% 0 $979.00 4.2088% $2,546 Learn More
15 Yr. Fixed 4.0000% 0 $979.00 4.0579% $1,849 Learn More
20 Yr. Fixed 4.3750% 0 $979.00 4.4208% $1,565 Learn More
3-1-arm 3.7500% 0 $979.00 4.0102% $7,353 Learn More
FHA 30 Yr. 4.7500% 0 $979.00 4.7839% $1,304 Learn More
30 Yr. Fixed 4.5000% 0 $979.00 4.5334% $1,267 Learn More
40 Yr. Fixed 5.0000% 0 $979.00 5.0285% $1,205 Learn More
5/1 Yr. ARM 3.5000% 0 $979.00 3.6595% $4,548 Learn More
7-1-arm 3.8750% 0 $979.00 3.9914% $3,403 Learn More
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Updated 02/09/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5.3750% 1 $995.00 % $0 Learn More
4.7500% 1 $995.00 % $0 Learn More
4.2500% 1 $995.00 % $0 Learn More
4.0000% 1 $995.00 % $0 Learn More
3.0000% 1 $995.00 % $0 Learn More
3.3750% 1 $995.00 % $0 Learn More
3.8750% 1 $995.00 % $0 Learn More
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Modesto Mortgage Rates, Refinance & Home Equity

Modesto California mortgage rates stayed at 4.72%

Tuesday, February 9, 2010

Modesto mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.72%. State mortgage rates ranged from the lowest rate of 4.56% (DC) to the highest rate of 4.88% (TNGA). Currently, Modesto mortgage rates are higher than the national average of 4.63%.

If you are shopping for Modesto mortgage rates, Lender411.com is where you want to be. Modesto is a Central California city founded in 1870. Modesto was once more of an agricultural center, and now it is more of a 'bedroom community'. Food processing is a major industry in Modesto. We have gathered a network of mortgage lenders that will help you find the best Modesto refinance or Modesto mortgage by helping you find the best Modesto mortgage lender that can help you decide between a reverse mortgage, option arm mortgage, or any other kind of Modesto mortgage.

Lender411 is the place to find top California mortgage lenders. It is also where you compare mortgage rates and get good home loan advice.

Equity Investment Capital

866-532-1744 Ext. 101The bulk of EIC business is referral based; we have formed unique relationships with local CPA's, Real Estate Agents,... Read more...

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JB Mortgage Capital, Inc

We offer industry low California Home Loan Interest Rates everyday. We have the loan programs you need to secure a better future. The mortgage lenders... Read more...

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Loan Leaders of America, Inc.

Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial... Read more...

Ask for - Ryan Broughton
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