New Jersey Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.750% 4.972% $1,304
15 Yr. Fixed 4.250% 4.497% $1,881
5/1 Yr. ARM 3.500% 3.675% $1,123
  • We can process your refinance loan in as little as two weeks.
  • Don't miss your chance to lock in a low fixed-rate and payment today.
  • Rates are at historic lows!
Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 1.875 $1600 4.972% 45 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1600 5.020% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 0 $2121.25 5.201% 45 $1,361 Learn More
15 Yr. Fixed 4.250% 1 $1600 4.497% 45 $1,881 Learn More
15 Yr. Fixed 4.500% 0 $1600 4.596% 45 $1,912 Learn More
20 Yr. Fixed 4.500% 2 $1600 4.816% 45 $1,582 Learn More
20 Yr. Fixed 4.750% 0.625 $1600 4.901% 45 $1,616 Learn More
20 Yr. Fixed 4.875% 0 $1600 4.952% 45 $1,633 Learn More
5/1 Yr. ARM 3.500% 1.5 $1600 3.675% 45 $1,123 Learn More
5/1 Yr. ARM 3.750% 0.75 $1600 3.865% 45 $1,158 Learn More
5/1 Yr. ARM 4.000% 0 $1850 4.062% 45 $1,194 Learn More
FHA 30 Yr. 5.125% 0.5 $600 5.191% 45 $1,361 Learn More
30 Yr. Fixed 5.250% 5.300% $1,381
15 Yr. Fixed 4.250% 4.485% $1,881
5/1 Yr. ARM 4.625% 4.673% $1,285
  • Refinance rates are still low.
  • Find the right loan for you.
  • Lock in a low, fixed rate today. No obligation consultation.
Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 5.250% 0 $1400 5.300% 60 $1,381 Learn More
30 Yr. Fixed 4.875% 1.875 $1400 5.091% 60 $1,323 Learn More
30 Yr. Fixed 5.125% 1 $1400 5.265% 60 $1,361 Learn More
15 Yr. Fixed 4.250% 1 $1400 4.485% 60 $1,881 Learn More
15 Yr. Fixed 4.375% 0.25 $1400 4.497% 60 $1,897 Learn More
3/1 Yr. ARM 3.750% 1.875 $1400 3.952% 60 $1,158 Learn More
3/1 Yr. ARM 4.375% 1 $1400 4.509% 60 $1,248 Learn More
20 Yr. Fixed 4.625% 1.875 $1400 4.917% 60 $1,599 Learn More
20 Yr. Fixed 4.875% 0.25 $1400 4.972% 60 $1,633 Learn More
10 Yr. Fixed 4.250% 1 $1400 4.588% 60 $2,561 Learn More
10 Yr. Fixed 4.375% 0.25 $1400 4.550% 60 $2,576 Learn More
5/1 Yr. ARM 4.625% 0 $1400 4.673% 60 $1,285 Learn More
5/1 Yr. ARM 3.625% 1.75 $1400 3.816% 60 $1,140 Learn More
5/1 Yr. ARM 4.000% 0.75 $1400 4.110% 60 $1,194 Learn More
7/1 Yr. ARM 5.000% 0 $1400 5.049% 60 $1,342 Learn More
7/1 Yr. ARM 4.125% 2 $1400 4.343% 60 $1,212 Learn More
7/1 Yr. ARM 4.500% 0.875 $1400 4.624% 60 $1,267 Learn More
30 Yr. Fixed 4.875% 4.882% $1,323
15 Yr. Fixed 4.250% 4.268% $1,881
5/1 Yr. ARM 3.750% 3.786% $1,158
  • Refinance up to 105% LTV for qualified borrowers
  • FHA Direct Endorsement Lender
  • A name you've known for over 3 decades "The Money Store”
Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 0 $195 4.882% 30 $1,323 Learn More
15 Yr. Fixed 4.250% 0 $295 4.268% 30 $1,881 Learn More
5/1 Yr. ARM 3.750% 0 $1095 3.786% 30 $1,158 Learn More
30 Yr. Fixed 4.500% 4.710% $1,267
15 Yr. Fixed 3.750% 4.111% $1,818
5/1 Yr. ARM 3.000% 3.193% $1,054
  • Nationwide Mortgages with Competitive Rates and Personalized Service
  • It's as easy as A F G 1 2 3!
  • Locally owned company-Secure online application.
Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 2 $1050 4.710% 30 $1,267 Learn More
30 Yr. Fixed 4.750% 1 $1050 4.874% 30 $1,304 Learn More
30 Yr. Fixed 4.875% 0 $1050 4.912% 30 $1,323 Learn More
15 Yr. Fixed 3.750% 2 $1050 4.111% 30 $1,818 Learn More
15 Yr. Fixed 4.000% 1 $1050 4.212% 30 $1,849 Learn More
15 Yr. Fixed 4.250% 0 $1050 4.313% 30 $1,881 Learn More
5/1 Yr. ARM 3.000% 2 $1050 3.193% 30 $1,054 Learn More
5/1 Yr. ARM 3.250% 1 $1050 3.364% 30 $1,088 Learn More
5/1 Yr. ARM 3.625% 0 $1050 3.659% 30 $1,140 Learn More
30 Yr. Fixed 4.875% 4.900% $1,323
15 Yr. Fixed 4.250% 4.293% $1,881
5/1 Yr. ARM 3.625% 3.649% $1,140
  • Lowest Rates in the Nation – GUARANTEED IN WRITING
  • NJMORTGAGE.COM - OFFICIAL SITE
  • Lock in a low fixed rate loan - lock out uncertainty.
Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 0 $725 4.900% 45 $1,323 Learn More
15 Yr. Fixed 4.250% 0 $725 4.293% 45 $1,881 Learn More
3/1 Yr. ARM 3.625% 0 $725 3.649% 45 $1,140 Learn More
20 Yr. Fixed 4.750% 0 $725 4.784% 45 $1,616 Learn More
20 Yr. Fixed 4.750% 0 $725 4.784% 45 $1,616 Learn More
10 Yr. Fixed 4.000% 0 $725 4.062% 45 $2,531 Learn More
5/1 Yr. ARM 3.625% 0 $725 3.649% 45 $1,140 Learn More
5/1 Yr. ARM 3.625% 0 $725 3.649% 45 $1,140 Learn More
7/1 Yr. ARM 4.000% 0 $725 4.024% 45 $1,194 Learn More
7/1 Yr. ARM 4.000% 0 $725 4.024% 45 $1,194 Learn More
30 Yr. Fixed 4.750% 4.820% $1,304
15 Yr. Fixed 4.125% 4.244% $1,865
  • Certified UpFront Lender
  • Good Faith Estimate with NO personal info required
  • Custom Quotes with Guaranteed Costs avail online
Updated 3/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $1995 4.820% 30 $1,304 Learn More
30 Yr. Fixed 4.500% 1.548 $1995 4.704% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.9 $1995 4.773% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 0 $1995 4.244% 30 $1,865 Learn More
15 Yr. Fixed 3.750% 1.65 $1995 4.115% 30 $1,818 Learn More
15 Yr. Fixed 3.875% 0.804 $1995 4.113% 30 $1,834 Learn More
20 Yr. Fixed 4.625% 0 $1995 4.720% 30 $1,599 Learn More
20 Yr. Fixed 4.250% 1.64 $1995 4.538% 30 $1,548 Learn More
20 Yr. Fixed 4.375% 0.851 $1995 4.570% 30 $1,565 Learn More
10 Yr. Fixed 3.875% 0 $1995 4.046% 30 $2,516 Learn More
10 Yr. Fixed 3.750% 1.072 $1995 4.152% 30 $2,502 Learn More
30 Yr. Fixed 4.7500% 4.7775% $1,304
15 Yr. Fixed 4.2500% 4.2973% $1,881
5/1 Yr. ARM 3.6250% 3.7546% $4,562
Updated 03/18/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.7500% 0.000 $795.00 4.7775% $1,304 Learn More
30 Yr. Fixed 4.6250% 0.880 $795.00 4.6523% $1,285 Learn More
30 Yr. Fixed 4.5000% 1.750 $795.00 4.5271% $1,267 Learn More
20 Yr. Fixed 4.6250% 0.000 $795.00 4.6625% $1,599 Learn More
15 Yr. Fixed 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
15 Yr. Fixed 4.1250% 0.880 $795.00 4.1722% $1,865 Learn More
15 Yr. Fixed 4.0000% 1.380 $795.00 4.047% $1,849 Learn More
FHA 30 Yr. 4.8750% 0.000 $795.00 4.9027% $1,323 Learn More
FHA 15 Yr. 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
5/1 Yr. ARM 3.6250% 0.000 $795.00 3.7546% $4,562 Learn More
7-1-arm 3.8750% 0.000 $795.00 3.9694% $3,403 Learn More
10-1-arm 4.3750% 0.000 $795.00 4.4433% $2,576 Learn More
Updated 03/19/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5.2500% 1.000 $1670.00 % $0 Learn More
4.6250% 1.000 $1670.00 % $0 Learn More
4.0000% 1.000 $1670.00 % $0 Learn More
3.8750% 1.000 $1670.00 % $0 Learn More
4.7500% 1.000 $1670.00 % $0 Learn More
3.0000% 1.000 $1670.00 % $0 Learn More
3.3750% 1.000 $1670.00 % $0 Learn More
3.7500% 1.000 $1670.00 % $0 Learn More
4.2500% 1.000 $1670.00 % $0 Learn More
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New Jersey Mortgage and Refinance

New Jersey mortgage rates stayed at 4.63%

Friday, March 19, 2010

New Jersey mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.63%. State mortgage rates ranged from the lowest rate of 4.63% (AL) to the highest rate of 4.79% (TX). Currently, New Jersey mortgage rates are lower than the national average of 4.66%.

New Jersey is a Mid-Atlantic state and gets its name from the Jersey Island which is located in the English Channel. If you are looking to get a New Jersey Mortgage Loan, New Jersey Mortgage Refinance or even tap into your home equity with a second mortgage loan in New Jersey, you have certainly come to the right place. Lender411 makes that easy.

New Jersey has a temperate climate, with summers being warm and humid, and winters being cold. This state is well known for its ethnically and religiously diverse population. New Jersey's location has lent itself to becoming a stronghold of manufacturing and commerce. With many lake and seaside locations, tourism is a huge part of the state's economy as well. New Jersey hosts the headquarters for twenty four Fortune 500 companies. It is also home to several major players in the Pharmaceutical industry. If you are looking for college town life, gateway commuter city, or seaside living, consider being a homeowner in New Jersey.

Whether you are looking for fixed mortgage rates, adjustable rate mortgages (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in New Jersey that will provide you with online mortgage quotes. Below are useful links for all your mortgage needs:

US Mortgage Capital

Mortgage Capital Associates is a direct lender. As a mortgage banker, we can offer you GREAT RATES, LOW CLOSING COSTS and UNPARALLELED SERVICE. We... Read more...

Ask for - Joe Shamie


E Mortgage

Hi Everyone. My name is Matthew Boyce and I am the manager of E Mortgage Management.EMM is one of the largest private mortgage banks in the country... Read more...

Ask for - Matthew Boyce


Secure Lending Solutions

Great rates, value and service...they're Real at Secure Lending Solutions, Inc.Our commitment to families and the communities we serve is... Read more...

Ask for - Reggie Hayes


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user suit Lenders in: New Jersey.

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