New York Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.250% 4.455% $1,230
15 Yr. Fixed 3.750% 4.012% $1,818
5/1 Yr. ARM 3.250% 3.422% $1,088
  • We can close your loan in less than a month!
  • Don't miss your chance to lock in a low fixed-rate and payment today.
  • Rates continue to be at historic lows!
Updated 9/1/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.250% 1.75 $1600 4.455% 45 $1,230 Learn More
30 Yr. Fixed 4.375% 1.25 $1600 4.537% 45 $1,248 Learn More
30 Yr. Fixed 4.375% 0.875 $1600 4.505% 45 $1,248 Learn More
30 Yr. Fixed 4.500% 0.75 $1600 4.620% 45 $1,267 Learn More
30 Yr. Fixed 4.625% 0 $1600 4.680% 45 $1,285 Learn More
30 Yr. Fixed 4.750% 0 $1843.75 4.814% 45 $1,304 Learn More
15 Yr. Fixed 3.750% 1.125 $1600 4.012% 45 $1,818 Learn More
15 Yr. Fixed 3.750% 1.5 $1600 4.069% 45 $1,818 Learn More
15 Yr. Fixed 3.875% 0.875 $1600 4.100% 45 $1,834 Learn More
15 Yr. Fixed 3.875% 0.5 $1600 4.044% 45 $1,834 Learn More
15 Yr. Fixed 4.125% 0 $1600 4.220% 45 $1,865 Learn More
15 Yr. Fixed 4.125% 0 $2331.25 4.264% 45 $1,865 Learn More
20 Yr. Fixed 4.250% 1.25 $1600 4.473% 45 $1,548 Learn More
20 Yr. Fixed 4.250% 0.875 $1600 4.428% 45 $1,548 Learn More
20 Yr. Fixed 4.375% 0.5 $1600 4.509% 45 $1,565 Learn More
20 Yr. Fixed 4.375% 0 $2121.25 4.475% 45 $1,565 Learn More
20 Yr. Fixed 4.500% 0 $2087.5 4.599% 45 $1,582 Learn More
10 Yr. Fixed 3.750% 0.375 $1600 3.967% 45 $2,502 Learn More
10 Yr. Fixed 3.750% 0 $2331.25 3.949% 45 $2,502 Learn More
10 Yr. Fixed 3.750% 0 $1600 3.886% 45 $2,502 Learn More
5/1 Yr. ARM 3.250% 1.5 $1600 3.422% 45 $1,088 Learn More
5/1 Yr. ARM 3.250% 1.875 $1600 3.453% 45 $1,088 Learn More
5/1 Yr. ARM 3.625% 1 $1600 3.760% 45 $1,140 Learn More
5/1 Yr. ARM 3.500% 0.875 $1600 3.623% 45 $1,123 Learn More
5/1 Yr. ARM 4.000% 0 $1600 4.053% 45 $1,194 Learn More
5/1 Yr. ARM 4.250% 0 $1843.75 4.312% 45 $1,230 Learn More
FHA 30 Yr. 4.500% 0 $600 4.521% 45 $1,267 Learn More
VA 30 Yr. 4.250% 1.375 $428 4.382% 45 $1,230 Learn More
VA 30 Yr. 4.375% 1 $428 4.475% 45 $1,248 Learn More
VA 30 Yr. 4.500% 0.375 $428 4.547% 45 $1,267 Learn More
VA 30 Yr. 4.625% 0.375 $428 4.672% 45 $1,285 Learn More
VA 15 Yr. 4.000% 0.875 $428 4.156% 45 $1,849 Learn More
5/1 Yr. ARM 3.250% 3.396% $1,088
  • With the Orange Mortgage, there's nothing under the rug.
  • Low closing costs, no bank fees and a great rate!
  • Perfect for refinance or purchase. Great for first time buyers.
Updated 9/1/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5/1 Yr. ARM 3.250% 0 $470 3.396% 60 $1,088 Learn More
7/1 Yr. ARM 3.500% 0 $470 3.499% 60 $1,123 Learn More
30 Yr. Fixed 4.125% 4.174% $1,212
15 Yr. Fixed 3.625% 3.710% $1,803
  • The Trusted Choice in Mortgage Lending For nearly ten years.
  • We guarantee the lowest refinance rates and fees everyday.
  • No tricks, no teaser rates, just an honest approach to lending.
Updated 9/2/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.125% 0 $1445 4.174% 25 $1,212 Learn More
15 Yr. Fixed 3.625% 0 $1445 3.710% 25 $1,803 Learn More
30 Yr. Fixed 4.250% 4.272% $1,230
15 Yr. Fixed 3.750% 3.771% $1,818
5/1 Yr. ARM 3.125% 3.171% $1,071
  • FDIC Insured Bank & Direct Lender
  • Guaranteed Rates & Fees
  • Certified Upfront Lender
Updated 9/1/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.250% 0 $650 4.272% 30 $1,230 Learn More
30 Yr. Fixed 4.250% 0 $1900 4.314% 30 $1,230 Learn More
30 Yr. Fixed 4.250% 0 $1900 4.314% 30 $1,230 Learn More
15 Yr. Fixed 3.750% 0 $350 3.771% 30 $1,818 Learn More
15 Yr. Fixed 3.750% 0 $1300 3.827% 30 $1,818 Learn More
15 Yr. Fixed 3.750% 0 $1300 3.827% 30 $1,818 Learn More
3/1 Yr. ARM 3.750% 0 $1900 3.812% 30 $1,158 Learn More
3/1 Yr. ARM 4.000% 0 $1700 4.057% 30 $1,194 Learn More
3/1 Yr. ARM 4.000% 0 $1700 4.057% 30 $1,194 Learn More
20 Yr. Fixed 4.125% 0 $2500 4.241% 30 $1,531 Learn More
20 Yr. Fixed 4.250% 0 $0 4.250% 30 $1,548 Learn More
20 Yr. Fixed 4.250% 0 $0 4.250% 30 $1,548 Learn More
5/1 Yr. ARM 3.125% 0 $1450 3.171% 30 $1,071 Learn More
5/1 Yr. ARM 3.250% 0 $1350 3.293% 30 $1,088 Learn More
5/1 Yr. ARM 3.250% 0 $1350 3.293% 30 $1,088 Learn More
7/1 Yr. ARM 3.500% 0 $1900 3.562% 30 $1,123 Learn More
7/1 Yr. ARM 3.500% 0 $1900 3.562% 30 $1,123 Learn More
7/1 Yr. ARM 3.500% 0 $1900 3.562% 30 $1,123 Learn More
30 Yr. Fixed 4.1250% 4.1515% $1,212
15 Yr. Fixed 3.6250% 3.6715% $1,803
5/1 Yr. ARM 3.0000% 3.0249% $1,054
  • Check Out Our Reviews & Testimonials!
  • Check Out Our Reviews & Testimonials!
  • Check Out Our Reviews & Testimonials!
Updated 09/01/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $795.00 4.1515% $1,212 Learn More
30 Yr. Fixed 3.8750% 1.000 $795.00 3.9012% $1,176 Learn More
30 Yr. Fixed 3.7500% 2.000 $795.00 3.776% $1,158 Learn More
20 Yr. Fixed 3.8750% 0.000 $795.00 3.9114% $1,499 Learn More
15 Yr. Fixed 3.6250% 0.000 $795.00 3.6715% $1,803 Learn More
15 Yr. Fixed 3.3750% 1.000 $795.00 3.4212% $1,772 Learn More
15 Yr. Fixed 3.2500% 2.000 $795.00 3.296% $1,757 Learn More
FHA 30 Yr. 4.2500% 0.000 $795.00 4.2767% $1,230 Learn More
FHA 15 Yr. 3.8750% 0.000 $795.00 3.9218% $1,834 Learn More
5/1 Yr. ARM 3.0000% 0.000 $795.00 3.0249% $1,054 Learn More
7-1-arm 3.3750% 0.000 $795.00 3.4004% $1,105 Learn More
10-1-arm 3.6250% 0.000 $795.00 3.6508% $1,140 Learn More
30 Yr. Fixed 4.1250% 4.1577% $1,212
15 Yr. Fixed 3.7500% 3.8075% $1,818
5/1 Yr. ARM 3.1250% 3.1559% $1,071
Updated 09/02/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
40 Yr. Fixed 5.2500% 0.000 $979.00 5.2791% $1,247 Learn More
30 Yr. Fixed 4.1250% 0.000 $979.00 4.1577% $1,212 Learn More
20 Yr. Fixed 4.0000% 0.000 $979.00 4.0451% $1,515 Learn More
15 Yr. Fixed 3.7500% 0.000 $979.00 3.8075% $1,818 Learn More
FHA 30 Yr. 4.0000% 0.000 $979.00 4.0325% $1,194 Learn More
3-1-arm 3.0000% 0.000 $979.00 3.0306% $1,054 Learn More
5/1 Yr. ARM 3.1250% 0.000 $979.00 3.1559% $1,071 Learn More
7-1-arm 3.3750% 0.000 $979.00 3.4063% $1,105 Learn More
10-1-arm 3.7550% 0.000 $979.00 3.787% $1,158 Learn More
30 Yr. Fixed 4.2500% 4.3089% $1,230
15 Yr. Fixed 3.7500% 3.8527% $1,818
  • Rates and APR based on a purchase price of $400,000 with 20% down p...
  • Rates and APR based on a purchase price of $400,000 with 20% down p...
Updated 09/01/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
FHA 30 Yr. 4.2500% 0.000 $1743.85 4.3089% $1,230 Learn More
30 Yr. Fixed 4.2500% 0.000 $1743.85 4.3089% $1,230 Learn More
15 Yr. Fixed 3.7500% 0.000 $1743.85 3.8527% $1,818 Learn More
30 Yr. Fixed 4.1250% 4.1655% $1,212
15 Yr. Fixed 3.6250% 3.6959% $1,803
5/1 Yr. ARM 2.7500% 2.8459% $1,021
  • Direct Lender! Licensed in all 50 states!
  • Lowest Rates around!
Updated 09/02/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $1210.00 4.1655% $1,212 Learn More
20 Yr. Fixed 3.7500% 0.750 $1210.00 3.8628% $1,482 Learn More
15 Yr. Fixed 3.6250% 0.000 $1210.00 3.6959% $1,803 Learn More
FHA 30 Yr. 4.2500% 0.000 $1210.00 4.2908% $1,230 Learn More
5/1 Yr. ARM 2.7500% 0.750 $1210.00 2.8459% $1,021 Learn More
30 Yr. Fixed 4.1250% 4.1616% $1,212
15 Yr. Fixed 3.6250% 3.6891% $1,803
Updated 09/02/2010
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $1095.00 4.1616% $1,212 Learn More
15 Yr. Fixed 3.6250% 0.000 $1095.00 3.6891% $1,803 Learn More
FHA 30 Yr. 4.1250% 0.000 $1095.00 4.1616% $1,212 Learn More
FHA 15 Yr. 3.6250% 0.000 $1095.00 3.6891% $1,803 Learn More
30 Yr. Fixed 3.7500% 1.000 $1095.00 3.7858% $1,158 Learn More

About Lender411 Rates

  • Rates Updated Daily
  • Accurate Rates from Trusted National and Local Lenders
  • Click on Listings to Learn More

New York Mortgage and Refinance

New York mortgage rates stayed at 4.00%

Thursday, September 2, 2010

New York mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.00%. State mortgage rates ranged from the lowest rate of 3.96% (AK) to the highest rate of 4.07% (TX). Currently, New York mortgage rates are higher than the national average of 4.00%.

If you are looking to get a New York Mortgage, New York Mortgage Refinance or even tap into your home equity with a second mortgage loan in New York, you have certainly come to the right place. Lender411 makes that easy.

New York is the country's third most populous state. The state may be most well known for the hustle and bustle of New York City, however, it is also home to many wonderful forests and farms. There is a great influx of immigration and one thing that makes New York stand out is the diversity of its population. Many different ethnic and cultural groups reside here. Some of the contributors to New York's economy include agriculture, industrial, printing and publishing, and tourism.

Whether you are looking for fixed mortgage rates, adjustable rate mortgages (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in New York who can provide you with home mortgage quotes. Below are useful links for all your mortgage needs:

Luis Angel Lajara - Hawthorne Mortgage bank

Luis angel Lajara, 21 years old, was born in the Dominican Republic. He came to the United States at a very young age and studied here. He is... Read more...


Gregory Topal - Equity Source Home Loans

Welcome to Equity Source Home Loans! Here at Equity Source we are committed to providing clients with the highest quality home loans combined with... Read more...


john giacchino - Contour Mortgage Corp.

I look forward to speaking with you, please if you would like an opportunity to learn where and how to get the best rates and terms call me at... Read more...


Local Cities

Albany | Binghamton | Bronxville | Buffalo | Elmira | Glens Falls | Irondequoit | Ithaca | Long Island | Manhattan | Nassau County | New York Metro | Oneonta | Plattsburgh | Poughkeepsie | Putnam | Queens | Rochester | Rockland | Staten Island | Suffolk County | Syracuse | Ulster | Utica | Watertown | Weschester | Yonkers

user suit Lenders in: New York.

Join Lender411Are you a mortgage or real estate professional? Get yourself listed on Lender411 for FREE.
Join the mortgage lead company