North Carolina Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.750% 4.972% $1,304
15 Yr. Fixed 4.250% 4.497% $1,881
5/1 Yr. ARM 3.500% 3.675% $1,123
  • We can process your refinance loan in as little as two weeks.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 1.875 $1600 4.972% 45 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1600 5.020% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 0 $2121.25 5.201% 45 $1,361 Learn More
15 Yr. Fixed 4.250% 1 $1600 4.497% 45 $1,881 Learn More
15 Yr. Fixed 4.500% 0 $1600 4.596% 45 $1,912 Learn More
20 Yr. Fixed 4.500% 2 $1600 4.816% 45 $1,582 Learn More
20 Yr. Fixed 4.750% 0.625 $1600 4.901% 45 $1,616 Learn More
20 Yr. Fixed 4.875% 0 $1600 4.952% 45 $1,633 Learn More
5/1 Yr. ARM 3.500% 1.5 $1600 3.675% 45 $1,123 Learn More
5/1 Yr. ARM 3.750% 0.75 $1600 3.865% 45 $1,158 Learn More
5/1 Yr. ARM 4.000% 0 $1850 4.062% 45 $1,194 Learn More
FHA 30 Yr. 5.125% 0.5 $600 5.191% 45 $1,361 Learn More
30 Yr. Fixed 5.000% 5.195% $1,342
15 Yr. Fixed 4.250% 4.542% $1,881
5/1 Yr. ARM 4.875% 4.924% $1,323
  • Refinance rates are still low.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 5.000% 1.625 $1400 5.195% 60 $1,342 Learn More
30 Yr. Fixed 5.250% 0.25 $1400 5.323% 60 $1,381 Learn More
15 Yr. Fixed 4.250% 1.375 $1400 4.542% 60 $1,881 Learn More
15 Yr. Fixed 4.375% 0.625 $1400 4.553% 60 $1,897 Learn More
3/1 Yr. ARM 3.750% 1.875 $1400 3.952% 60 $1,158 Learn More
3/1 Yr. ARM 4.375% 1 $1400 4.509% 60 $1,248 Learn More
20 Yr. Fixed 5.000% 0 $1400 5.067% 60 $1,650 Learn More
20 Yr. Fixed 4.750% 1.375 $1400 4.982% 60 $1,616 Learn More
20 Yr. Fixed 4.875% 0.5 $1400 5.002% 60 $1,633 Learn More
10 Yr. Fixed 4.250% 1.375 $1400 4.670% 60 $2,561 Learn More
10 Yr. Fixed 4.375% 0.625 $1400 4.631% 60 $2,576 Learn More
5/1 Yr. ARM 4.875% 0 $1400 4.924% 60 $1,323 Learn More
5/1 Yr. ARM 3.750% 1.875 $1400 3.952% 60 $1,158 Learn More
5/1 Yr. ARM 4.125% 1 $1400 4.257% 60 $1,212 Learn More
7/1 Yr. ARM 4.125% 1.875 $1400 4.332% 60 $1,212 Learn More
7/1 Yr. ARM 4.500% 0.75 $1400 4.613% 60 $1,267 Learn More
30 Yr. Fixed 4.750% 4.820% $1,304
15 Yr. Fixed 4.125% 4.244% $1,865
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $1995 4.820% 30 $1,304 Learn More
30 Yr. Fixed 4.500% 1.548 $1995 4.704% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.9 $1995 4.773% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 0 $1995 4.244% 30 $1,865 Learn More
15 Yr. Fixed 3.750% 1.65 $1995 4.115% 30 $1,818 Learn More
15 Yr. Fixed 3.875% 0.804 $1995 4.113% 30 $1,834 Learn More
20 Yr. Fixed 4.625% 0 $1995 4.720% 30 $1,599 Learn More
20 Yr. Fixed 4.250% 1.64 $1995 4.538% 30 $1,548 Learn More
20 Yr. Fixed 4.375% 0.851 $1995 4.570% 30 $1,565 Learn More
10 Yr. Fixed 3.875% 0 $1995 4.046% 30 $2,516 Learn More
10 Yr. Fixed 3.750% 1.072 $1995 4.152% 30 $2,502 Learn More
30 Yr. Fixed 4.875% 4.882% $1,323
15 Yr. Fixed 4.250% 4.268% $1,881
5/1 Yr. ARM 3.750% 3.786% $1,158
  • Refinance up to 105% LTV for qualified borrowers
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 0 $195 4.882% 30 $1,323 Learn More
15 Yr. Fixed 4.250% 0 $295 4.268% 30 $1,881 Learn More
5/1 Yr. ARM 3.750% 0 $1095 3.786% 30 $1,158 Learn More
30 Yr. Fixed 4.7500% 4.7775% $1,304
15 Yr. Fixed 4.2500% 4.2973% $1,881
5/1 Yr. ARM 3.6250% 3.7546% $4,562
Call Now
Updated 03/18/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.7500% 0.000 $795.00 4.7775% $1,304 Learn More
30 Yr. Fixed 4.6250% 0.880 $795.00 4.6523% $1,285 Learn More
30 Yr. Fixed 4.5000% 1.750 $795.00 4.5271% $1,267 Learn More
20 Yr. Fixed 4.6250% 0.000 $795.00 4.6625% $1,599 Learn More
15 Yr. Fixed 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
15 Yr. Fixed 4.1250% 0.880 $795.00 4.1722% $1,865 Learn More
15 Yr. Fixed 4.0000% 1.380 $795.00 4.047% $1,849 Learn More
FHA 30 Yr. 4.8750% 0.000 $795.00 4.9027% $1,323 Learn More
FHA 15 Yr. 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
5/1 Yr. ARM 3.6250% 0.000 $795.00 3.7546% $4,562 Learn More
7-1-arm 3.8750% 0.000 $795.00 3.9694% $3,403 Learn More
10-1-arm 4.3750% 0.000 $795.00 4.4433% $2,576 Learn More
Call Now
Updated 03/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5.2500% 1.000 $1670.00 % $0 Learn More
4.6250% 1.000 $1670.00 % $0 Learn More
4.0000% 1.000 $1670.00 % $0 Learn More
3.8750% 1.000 $1670.00 % $0 Learn More
4.7500% 1.000 $1670.00 % $0 Learn More
3.0000% 1.000 $1670.00 % $0 Learn More
3.3750% 1.000 $1670.00 % $0 Learn More
3.7500% 1.000 $1670.00 % $0 Learn More
4.2500% 1.000 $1670.00 % $0 Learn More
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North Carolina Mortgage and Refinance

North Carolina mortgage rates stayed at 4.63%

Saturday, March 20, 2010

North Carolina mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.63%. State mortgage rates ranged from the lowest rate of 4.63% (AL) to the highest rate of 4.79% (TX). Currently, North Carolina mortgage rates are lower than the national average of 4.66%.

North Carolina is a charming Mid-Atlantic state which was one of the original thirteen colonies. If you are looking to get a North Carolina Mortgage Loan, North Carolina Mortgage Refinance or even tap into your home equity with a second mortgage loan in North Carolina, you have certainly come to the right place. Lender411 makes that easy.

North Carolina has it all, seashore and mountains. The mainstays of North Carolina's economy include agriculture, manufacturing and financial services. It also is the third largest film production state, behind California and New York.The state has a low Sales Tax, and four income brackets for the State Income Tax. North Carolina has several big airports and most major cities have mass transit systems. The total population of the state is about eight million people. North Carolina also has a lot to offer recreation wise: swimming, skiing, fishing, hunting, and hiking are all possible here. If you are an outdoor enthusiast and enjoy the best that the South and Mid-Atlantic have to offer, North Carolina is the right place for you to own a home.

Whether you are looking for fixed mortgage rates, adjustable rate mortgages (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in North Carolina that will provide you with online mortgage quotes. Below are useful links for all your mortgage needs:

Envoy Mortgage

Tim Kritcher is a graduate from Florida International University and resides in High Point, NC. He's a veteran with over 14 years in the mortgage... Read more...

Ask for - Tim Kritcher
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First Financial Services

Mortgage Lender with over 20 years of experience in the Raleigh, NC Market! I am fortunate to be able to work with my husband, Steve Thorne in a field... Read more...

Ask for - Eleanor Thorne
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Leverage Lending Group, LLC

Welcome to Leverage Lending Group, LLC. We specialize in conventional,FHA, VA, USDA, residential, commercial and super jumbo financing. We service... Read more...

Ask for - Angelo Datseris
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Local Cities

Asheville | Blowing Rock | Brevard | Cary | Chapel Hill | Charlotte | Durham | Edenton | Elizabeth City | Greensboro | Greenville | Hayesville | Hendersonville | Hickory | High Point | Jacksonville | Morganton | Murfreesboro | Murphy | Pinehurst | Raleigh | Raleigh Durham | Whiteville | Wilmington | Winston Salem

user suit Lenders in: North Carolina.

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