Virginia Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.250% 4.455% $1,230
15 Yr. Fixed 3.750% 4.012% $1,818
5/1 Yr. ARM 3.250% 3.422% $1,088
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Updated 9/1/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.250% 1.75 $1600 4.455% 45 $1,230 Learn More
30 Yr. Fixed 4.375% 1.25 $1600 4.537% 45 $1,248 Learn More
30 Yr. Fixed 4.375% 0.875 $1600 4.505% 45 $1,248 Learn More
30 Yr. Fixed 4.500% 0.75 $1600 4.620% 45 $1,267 Learn More
30 Yr. Fixed 4.625% 0 $1600 4.680% 45 $1,285 Learn More
30 Yr. Fixed 4.750% 0 $1843.75 4.814% 45 $1,304 Learn More
15 Yr. Fixed 3.750% 1.125 $1600 4.012% 45 $1,818 Learn More
15 Yr. Fixed 3.750% 1.5 $1600 4.069% 45 $1,818 Learn More
15 Yr. Fixed 3.875% 0.875 $1600 4.100% 45 $1,834 Learn More
15 Yr. Fixed 3.875% 0.5 $1600 4.044% 45 $1,834 Learn More
15 Yr. Fixed 4.125% 0 $1600 4.220% 45 $1,865 Learn More
15 Yr. Fixed 4.125% 0 $2331.25 4.264% 45 $1,865 Learn More
20 Yr. Fixed 4.250% 1.25 $1600 4.473% 45 $1,548 Learn More
20 Yr. Fixed 4.250% 0.875 $1600 4.428% 45 $1,548 Learn More
20 Yr. Fixed 4.375% 0.5 $1600 4.509% 45 $1,565 Learn More
20 Yr. Fixed 4.375% 0 $2121.25 4.475% 45 $1,565 Learn More
20 Yr. Fixed 4.500% 0 $2087.5 4.599% 45 $1,582 Learn More
10 Yr. Fixed 3.750% 0.375 $1600 3.967% 45 $2,502 Learn More
10 Yr. Fixed 3.750% 0 $2331.25 3.949% 45 $2,502 Learn More
10 Yr. Fixed 3.750% 0 $1600 3.886% 45 $2,502 Learn More
5/1 Yr. ARM 3.250% 1.5 $1600 3.422% 45 $1,088 Learn More
5/1 Yr. ARM 3.250% 1.875 $1600 3.453% 45 $1,088 Learn More
5/1 Yr. ARM 3.625% 1 $1600 3.760% 45 $1,140 Learn More
5/1 Yr. ARM 3.500% 0.875 $1600 3.623% 45 $1,123 Learn More
5/1 Yr. ARM 4.000% 0 $1600 4.053% 45 $1,194 Learn More
5/1 Yr. ARM 4.250% 0 $1843.75 4.312% 45 $1,230 Learn More
FHA 30 Yr. 4.500% 0 $600 4.521% 45 $1,267 Learn More
VA 30 Yr. 4.250% 1.375 $428 4.382% 45 $1,230 Learn More
VA 30 Yr. 4.375% 1 $428 4.475% 45 $1,248 Learn More
VA 30 Yr. 4.500% 0.375 $428 4.547% 45 $1,267 Learn More
VA 30 Yr. 4.625% 0.375 $428 4.672% 45 $1,285 Learn More
VA 15 Yr. 4.000% 0.875 $428 4.156% 45 $1,849 Learn More
30 Yr. Fixed 4.625% 4.645% $1,285
15 Yr. Fixed 3.875% 3.910% $1,834
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Updated 9/1/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 0 $585 4.645% 30 $1,285 Learn More
30 Yr. Fixed 4.125% 1.969 $585 4.312% 30 $1,212 Learn More
30 Yr. Fixed 4.375% 0.801 $585 4.463% 30 $1,248 Learn More
15 Yr. Fixed 3.875% 0 $585 3.910% 30 $1,834 Learn More
15 Yr. Fixed 3.500% 1.832 $585 3.805% 30 $1,787 Learn More
15 Yr. Fixed 3.750% 0.585 $585 3.871% 30 $1,818 Learn More
30 Yr. Fixed 4.375% 4.385% $1,248
15 Yr. Fixed 3.875% 3.904% $1,834
5/1 Yr. ARM 3.500% 3.523% $1,123
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Updated 8/31/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.375% 0 $295 4.385% 30 $1,248 Learn More
15 Yr. Fixed 3.875% 0 $495 3.904% 30 $1,834 Learn More
5/1 Yr. ARM 3.500% 0 $695 3.523% 30 $1,123 Learn More
5/1 Yr. ARM 3.250% 3.396% $1,088
  • With the Orange Mortgage, there's nothing under the rug.
  • Low closing costs, no bank fees and a great rate!
  • Perfect for refinance or purchase. Great for first time buyers.
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Updated 9/1/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5/1 Yr. ARM 3.250% 0 $470 3.396% 60 $1,088 Learn More
7/1 Yr. ARM 3.500% 0 $470 3.499% 60 $1,123 Learn More
15 Yr. Fixed 3.6250% 3.8872% $1,803
30 Yr. Fixed 4.0000% 4.1487% $1,194
5/1 Yr. ARM 2.8750% 3.0143% $1,037
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  • Rates and APR based on 740 credit, 80% LTV, 240K loan amount. Rates...
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Updated 09/01/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
10-year-fixed 3.5000% 1.000 $1932.00 3.8788% $2,472 Learn More
20 Yr. Fixed 3.8750% 1.000 $1932.00 4.0805% $1,499 Learn More
15 Yr. Fixed 3.6250% 1.000 $1932.00 3.8872% $1,803 Learn More
30 Yr. Fixed 4.0000% 1.000 $1932.00 4.1487% $1,194 Learn More
5/1 Yr. ARM 2.8750% 1.000 $1932.00 3.0143% $1,037 Learn More
7-1-arm 3.2500% 1.000 $1932.00 3.3924% $1,088 Learn More
10-1-arm 3.6250% 1.000 $1932.00 3.7705% $1,140 Learn More
30 Yr. Fixed 4.1250% 4.1515% $1,212
15 Yr. Fixed 3.6250% 3.6715% $1,803
5/1 Yr. ARM 3.0000% 3.0249% $1,054
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Updated 09/01/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $795.00 4.1515% $1,212 Learn More
30 Yr. Fixed 3.8750% 1.000 $795.00 3.9012% $1,176 Learn More
30 Yr. Fixed 3.7500% 2.000 $795.00 3.776% $1,158 Learn More
20 Yr. Fixed 3.8750% 0.000 $795.00 3.9114% $1,499 Learn More
15 Yr. Fixed 3.6250% 0.000 $795.00 3.6715% $1,803 Learn More
15 Yr. Fixed 3.3750% 1.000 $795.00 3.4212% $1,772 Learn More
15 Yr. Fixed 3.2500% 2.000 $795.00 3.296% $1,757 Learn More
FHA 30 Yr. 4.2500% 0.000 $795.00 4.2767% $1,230 Learn More
FHA 15 Yr. 3.8750% 0.000 $795.00 3.9218% $1,834 Learn More
5/1 Yr. ARM 3.0000% 0.000 $795.00 3.0249% $1,054 Learn More
7-1-arm 3.3750% 0.000 $795.00 3.4004% $1,105 Learn More
10-1-arm 3.6250% 0.000 $795.00 3.6508% $1,140 Learn More
30 Yr. Fixed 3.8750% 3.9194% $1,176
15 Yr. Fixed 3.5000% 3.5786% $1,787
5/1 Yr. ARM 2.7500% 2.7916% $1,021
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Updated 08/31/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
40 Yr. Fixed 5.0000% 1.000 $1345.00 5.0393% $1,205 Learn More
30 Yr. Fixed 3.8750% 1.000 $1345.00 3.9194% $1,176 Learn More
20 Yr. Fixed 3.7500% 1.000 $1345.00 3.8115% $1,482 Learn More
15 Yr. Fixed 3.5000% 1.000 $1345.00 3.5786% $1,787 Learn More
10-year-fixed 3.2500% 1.000 $1345.00 3.3634% $2,443 Learn More
FHA 30 Yr. 3.8750% 1.000 $1345.00 3.9194% $1,176 Learn More
FHA 15 Yr. 3.5000% 1.000 $1345.00 3.5786% $1,787 Learn More
1-year-arm 2.2500% 1.000 $1345.00 2.2904% $956 Learn More
3-1-arm 2.5000% 1.000 $1345.00 2.541% $988 Learn More
5/1 Yr. ARM 2.7500% 1.000 $1345.00 2.7916% $1,021 Learn More
7-1-arm 3.0000% 1.000 $1345.00 3.0422% $1,054 Learn More
10-1-arm 3.3750% 1.000 $1345.00 3.4181% $1,105 Learn More
30 Yr. Fixed 4.2500% 4.3001% $1,230
15 Yr. Fixed 3.7500% 3.8374% $1,818
5/1 Yr. ARM 3.2500% 3.2973% $1,088
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Updated 09/01/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.2500% 0.000 $1485.00 4.3001% $1,230 Learn More
15 Yr. Fixed 3.7500% 0.000 $1485.00 3.8374% $1,818 Learn More
FHA 30 Yr. 4.2500% 0.000 $1485.00 4.3001% $1,230 Learn More
5/1 Yr. ARM 3.2500% 0.000 $1485.00 3.2973% $1,088 Learn More
30 Yr. Fixed 4.2500% 4.3089% $1,230
15 Yr. Fixed 3.7500% 3.8527% $1,818
  • Rates and APR based on a purchase price of $400,000 with 20% down p...
  • Rates and APR based on a purchase price of $400,000 with 20% down p...
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Updated 09/01/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
FHA 30 Yr. 4.2500% 0.000 $1743.85 4.3089% $1,230 Learn More
30 Yr. Fixed 4.2500% 0.000 $1743.85 4.3089% $1,230 Learn More
15 Yr. Fixed 3.7500% 0.000 $1743.85 3.8527% $1,818 Learn More
30 Yr. Fixed 3.8750% 3.9428% $1,176
15 Yr. Fixed 3.5000% 3.62% $1,787
5/1 Yr. ARM 2.7500% 2.8135% $1,021
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Updated 08/31/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
40 Yr. Fixed 5.0000% 1.000 $2050.00 5.06% $1,205 Learn More
30 Yr. Fixed 3.8750% 1.000 $2050.00 3.9428% $1,176 Learn More
20 Yr. Fixed 3.7500% 1.000 $2050.00 3.8439% $1,482 Learn More
15 Yr. Fixed 3.5000% 1.000 $2050.00 3.62% $1,787 Learn More
10-year-fixed 3.2500% 1.000 $2050.00 3.4232% $2,443 Learn More
FHA 30 Yr. 3.8750% 1.000 $2050.00 3.9428% $1,176 Learn More
FHA 15 Yr. 3.5000% 1.000 $2050.00 3.62% $1,787 Learn More
1-year-arm 2.2500% 1.000 $2050.00 2.3118% $956 Learn More
3-1-arm 2.5000% 1.000 $2050.00 2.5626% $988 Learn More
5/1 Yr. ARM 2.7500% 1.000 $2050.00 2.8135% $1,021 Learn More
7-1-arm 3.0000% 1.000 $2050.00 3.0644% $1,054 Learn More
10-1-arm 3.3750% 1.000 $2050.00 3.4408% $1,105 Learn More
30 Yr. Fixed 4.1250% 4.1655% $1,212
15 Yr. Fixed 3.6250% 3.6959% $1,803
5/1 Yr. ARM 2.7500% 2.8459% $1,021
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Updated 09/02/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $1210.00 4.1655% $1,212 Learn More
20 Yr. Fixed 3.7500% 0.750 $1210.00 3.8628% $1,482 Learn More
15 Yr. Fixed 3.6250% 0.000 $1210.00 3.6959% $1,803 Learn More
FHA 30 Yr. 4.2500% 0.000 $1210.00 4.2908% $1,230 Learn More
5/1 Yr. ARM 2.7500% 0.750 $1210.00 2.8459% $1,021 Learn More
30 Yr. Fixed 4.1250% 4.1616% $1,212
15 Yr. Fixed 3.6250% 3.6891% $1,803
Call Now
Updated 09/02/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.1250% 0.000 $1095.00 4.1616% $1,212 Learn More
15 Yr. Fixed 3.6250% 0.000 $1095.00 3.6891% $1,803 Learn More
FHA 30 Yr. 4.1250% 0.000 $1095.00 4.1616% $1,212 Learn More
FHA 15 Yr. 3.6250% 0.000 $1095.00 3.6891% $1,803 Learn More
30 Yr. Fixed 3.7500% 1.000 $1095.00 3.7858% $1,158 Learn More

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Virginia Mortgage and Refinance

Virginia mortgage rates stayed at 4.00%

Thursday, September 2, 2010

Virginia mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.00%. State mortgage rates ranged from the lowest rate of 3.96% (AK) to the highest rate of 4.07% (TX). Currently, Virginia mortgage rates are higher than the national average of 4.00%.

Virginia is a grand state in the Southern U.S. and one of the original thirteen colonies. If you are looking to get a Virginia Mortgage Loan, Refinance or even tap into your home equity with a second mortgage loan in Virginia, you have certainly come to the right place. Lender411 makes that easy.

The state was named after Queen Elizabeth I, who was known as 'The Virgin Queen'. It was inhabited by the British settlers all the way up until the time of the American Revolution. Virginia is said to have a relatively balanced economy. Some of the contributing factors to Virginia's economy include: profitable agricultural output including soybeans and peanuts, military installations, government, manufacturing and tourism. Today, Virginia is one of the wealthiest states in the Southern U.S. If you are looking for an area rich in history, with many resort style beaches, and southern charm, then consider owning a home in Virginia.

Whether you are looking for fixed mortgage rates, adjustable rate mortgages (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in Virginia that will provide you with online mortgage quotes. Below are useful links for all your mortgage needs:

Joe Burnham - Walker Jackson Mortgage Cor...

Walker Jackson Mortgage Corporation is a full-service mortgage lender focused on providing residential mortgage services throughout the Mid-Atlantic... Read more...
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Kara R Cooke - Old Point Mortgage, LLC

I have been in the Financial Industry for over 11 years now. I processed mortgage loans for Broadview Mortgage in Cincinnati, OH before moving back to... Read more...
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Jason Crigler - Crown Mortgage

Jason is a Virginia native and has called Charlottesville home for over 20 years. He attended the Virginia Military Institute in Lexington where he... Read more...
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Local Cities

Alexandria | Arlington | Bluefield | Charlottesville | Chesapeake | Danville | Fairfax | Hampton Roads | Harrisonburg | Lynchburg | Martinsville | Reston | Richmond | Roanoke | South Hill | Sugarland Run | Virginia Beach

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