A reverse mortgage is a loan that lets you borrow against your home, and does not have to be paid back for as long as you live at the location. You must be at least 62 years of age and you must own your home. Delaware, the first state of the nation, was recently ranked a "B+" in the "Grading the States" Report. This makes Delaware a pleasant state to spend the last years of your life in. Let Lender411.com help you in finding a reverse mortgage!