Today, more and more people are turning to reverse mortgages as a means to living independently. A reverse mortgage is a loan that lets you borrow against your home, and does not have to be paid back for as long as you live at the location. You must be at least 62 years of age and you must own your home. In Montana, the state itself offers a similar reverse mortgage program under the name "Reverse Annuity Mortgage". The idea is the same- enabling Montana senior homeowners the ability to borrow the equity in their homes and benefit from the additional income. If you are retiring in Montana, let us help you with a reverse mortgage.