A reverse mortgage is a loan that lets you borrow against your home, and does not have to be paid back for as long as you live at the location. You must be at least 62 years of age and you must own your home. New Jersey is the second wealthiest state in the nation (according to the United States Census Bureau), and the most religiously and ethnically diverse state in the country. New Jersey is home to close to 1.5 million people with ages 60 and above. It is speculated that the percentage of older adults within the same category could grow by 25.7% by 2030. Get a reverse mortgage in New Jersey with the help of Lender411.com.