A reverse mortgage is a loan that lets you borrow against your home, and does not have to be paid back for as long as you live at the location. You must be at least 62 years of age and you must own your home. In Tennessee, about 18% of the total population are 62 years or older all of whom could be eligible for reverse mortgages. What a great way to start a retirement for seniors in Tennessee - a reverse mortgage! To get started, fill out the above form.