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VA Refinance Rates

Updated: July 28, 2014

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Displaying rates for Mortgage Refinance in NJ for $200,000

4.181%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 28, 2014
  • Find a mortgage right for you.
  • Enjoy a convenient loan process
  • Low rates. Learn more now.

4.202%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated July 28, 2014
  • Direct Mortgage Lender
  • Billions Funded
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4.042%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated July 28, 2014
  • Learn how we transformed home lending into an enjoyable experience.
  • We changed the process to make it better, faster and easier for you.
  • You're updated every step of the way. No surprises.

4.328%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 28, 2014
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee

4.083%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 28, 2014
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in New Jersey.
  • These rates won't last. Call now and lock-in your low rate!

4.201%

APR
30 Year Fixed
3.990% Rate $954/mo
  • Updated July 28, 2014
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process

4.177%

APR
30 Year Fixed
4.125% Rate $969/mo
  • From the lender: Trust your home financing to a company that puts your needs first.

4.052%

APR
30 Year Fixed
4.000% Rate $954/mo
  • Updated July 28, 2014
  • From the lender: A+ RATING WITH BBB. LOCAL NJ LENDER. WHOLESALE RATES
PRODUCTS RATES +/-
30 Year Fixed 4.00%
15 Year Fixed 2.88%
5/1 ARM 2.50%
Monday, July 28, 2014

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VA Refinance Rates

VA Refinance Rates are convenient and profitable for homeowners formerly serving in the military in order to lower their mortgage payments on their existing VA mortgage. Homeowners can apply their VA eligibility to a mortgage and acquire a VA refinance to lower their current mortgage payments. A streamline option is also available whereby the borrower is able to bypass the majority of paperwork and fees involved in a typical refinance transaction and consequently to acquire their funds quicker and in a more affordable manner than other refinance options. Below are benefits of a VA Refinance:

Streamlined Refinance

Veterans have the unique benefit of being able to refinance current loans to lower rates without requalification. This means that veterans can skip income verification, home appraisals, and income documentation.

No out-of-pocket expenses

VA allows for all refinancing closing costs to be financed into the new mortgage. The VA only requires a nominal funding fee of the new loan amount. If you are 10% or more disabled, you are exempt from all of VA’s funding fees.

Include Home Improvement Costs

Veterans can include up to a maximum of $6,000 in the refinancing loan for energy efficient home improvements.

VA Requirements

The refinance must be VA to VA, and no cash can be received at closing.

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