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Adjustable Mortgage Rates in New Jersey

Updated: November 25, 2020

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Displaying rates for Mortgage Refinance in NJ for $200,000

2.663%

APR
30 Year Fixed
2.625% Rate $804/mo
  • Updated November 25, 2020
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PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Wednesday, November 25, 2020

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Mortgage rates for New Jersey go up to 3.00%

Wednesday, November 25, 2020

Mortgage rates for New Jersey on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That increased from 2.71% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for New Jersey is now at 4.56%.

ARM Rates in New Jersey Today

Adjustable Rate Mortgages (ARM)'s are loans whose interest rate can vary during the loan's term. These loans usually have a fixed interest rate for an initial period of time (usually lower rates) and then can adjust based on current market conditions. Adjustable rate mortgages are usually amortized over a period of 30 years with the initial rate being fixed for anywhere from 1 month to 10 years.

If you are buying a home in New Jersey or refinancing into an ARM loan, you can find the best rates on Lender411.com. Check out the main page on Adjustable Mortgage Rates.

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