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California Conventional Mortgage Rates

Updated: December 12, 2019

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Displaying rates for Mortgage Refinance in CA for $200,000

3.642%

APR
30 Year Fixed
3.625% Rate $913/mo
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3.657%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated December 12, 2019
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

3.721%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated December 12, 2019
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3.538%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated December 12, 2019
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  • 3.411% APR
  • Fixed Rate 30yr

3.993%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated December 12, 2019
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
PRODUCTS RATES +/-
30 Year Fixed 3.67%
15 Year Fixed 3.31%
5/1 ARM 4.19%
Thursday, December 12, 2019

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Mortgage rates for California go down to 3.67%

Thursday, December 12, 2019

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.67%. That dropped from 3.73% to 3.67%. The 15-year fixed rates are now at 3.31%. The 5/1 ARM mortgage for California is now at 4.19%.

 

Conventional Mortgage Rates & Loan Limits in California

A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in California or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages  have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.

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