Idaho Conventional Mortgage Rates
Updated: October 20, 2021
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Displaying rates for Mortgage Refinance in ID for $200,000
| PRODUCTS | RATES | +/- |
| 30 Year Fixed |
3.00%
|
|
| 15 Year Fixed |
2.56%
|
|
| 5/1 ARM |
4.56%
|
|
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Mortgage rates for Idaho go down to 3.00%
Wednesday, October 20, 2021
Mortgage rates for Idaho on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Idaho is now at 4.56%.
Conventional Mortgage Rates & Loan Limits in Idaho
A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in Idaho or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.
Local Cities
Boise | Coeur D Alene | Idaho Falls | Moscow | Pocatello | Twin Falls
