New Jersey Conventional Mortgage Rates
Updated: September 21, 2020
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Displaying rates for Mortgage Refinance in NJ for $200,000
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2.836%APR  30 Year Fixed |
2.625% Rate | $803/mo |
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| PRODUCTS | RATES | +/- |
| 30 Year Fixed |
3.00%
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| 15 Year Fixed |
2.56%
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| 5/1 ARM |
4.56%
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Mortgage rates for New Jersey go down to 3.00%
Monday, September 21, 2020
Mortgage rates for New Jersey on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for New Jersey is now at 4.56%.
Conventional Mortgage Rates & Loan Limits in New Jersey
A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in New Jersey or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.
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