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New York Conventional Mortgage Rates

Updated: July 19, 2018

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Displaying rates for Mortgage Refinance in NY for $200,000

4.585%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated July 19, 2018
  • Save when you borrow from PenFed!

4.585%

APR
30 Year Fixed
4.500% Rate $1,013/mo
  • Updated July 19, 2018
  • PenFed Credit Union lends in all 50 States
  • We provide some of the lowest rates and fees available.
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PRODUCTS RATES +/-
30 Year Fixed 4.87%
15 Year Fixed 3.84%
5/1 ARM 4.06%
Thursday, July 19, 2018

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Mortgage rates for New York go down to 4.87%

Thursday, July 19, 2018

Mortgage rates for New York on Lender411 for 30-year fixed-rate mortgages are at 4.87%. That dropped from 4.87% to 4.87%. The 15-year fixed rates are now at 3.84%. The 5/1 ARM mortgage for New York is now at 4.06%.

 

Conventional Mortgage Rates & Loan Limits in New York

A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in New York or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages  have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.

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