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North Carolina Conventional Mortgage Rates

Updated: October 20, 2020

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Displaying rates for Mortgage Refinance in NC for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Tuesday, October 20, 2020

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Mortgage rates for North Carolina go down to 3.00%

Tuesday, October 20, 2020

Mortgage rates for North Carolina on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for North Carolina is now at 4.56%.

 

Conventional Mortgage Rates & Loan Limits in North Carolina

A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in North Carolina or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages  have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.

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