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Rhode Island Conventional Mortgage Rates

Updated: June 26, 2019

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Displaying rates for Mortgage Refinance in RI for $200,000

3.768%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated June 26, 2019
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4.125%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated June 26, 2019
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

4.675%

APR
30 Year Fixed
4.625% Rate $1,029/mo
  • Updated June 26, 2019
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  • Rates are still low, but they may rise. Lock your rate today.
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4.125%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated June 26, 2019
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PRODUCTS RATES +/-
30 Year Fixed 3.80%
15 Year Fixed 3.42%
5/1 ARM 4.13%
Wednesday, June 26, 2019

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Mortgage rates for Rhode Island go down to 3.80%

Wednesday, June 26, 2019

Mortgage rates for Rhode Island on Lender411 for 30-year fixed-rate mortgages are at 3.80%. That dropped from 3.94% to 3.80%. The 15-year fixed rates are now at 3.42%. The 5/1 ARM mortgage for Rhode Island is now at 4.13%.

 

Conventional Mortgage Rates & Loan Limits in Rhode Island

A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in Rhode Island or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages  have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.

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