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Texas Conventional Mortgage Rates

Updated: October 29, 2020

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Displaying rates for Mortgage Refinance in TX for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Thursday, October 29, 2020

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Mortgage rates for Texas go down to 3.00%

Thursday, October 29, 2020

Mortgage rates for Texas on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Texas is now at 4.56%.

 

Conventional Mortgage Rates & Loan Limits in Texas

A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in Texas or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages  have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.

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