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1 Year ARM Mortgage Rates in California

Updated: December 18, 2017

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Displaying rates for Mortgage Refinance in CA for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.95%
15 Year Fixed 3.20%
5/1 ARM 3.31%
Monday, December 18, 2017

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Mortgage rates for California go down to 3.95%

Monday, December 18, 2017

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.95%. That dropped from 3.95% to 3.95%. The 15-year fixed rates are now at 3.20%. The 5/1 ARM mortgage for California is now at 3.31%.

1 Year ARM Mortgage Rate Explained

1 year ARM is an adjustable rate mortgage where the monthly payment (principal and interest) of the loan does not change during the first year. After that the rate will change based on its "margin" and "index" . Above you will find 1-year ARM refinance rates for national and local lenders in California. 

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