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15 Year FHA Mortgage Rates in New York

Updated: September 18, 2018

Search Rates

Displaying rates for Mortgage Refinance in NY for $200,000

4.394%

APR
15 Year FHA
4.250% Rate $1,505/mo
  • Custom-crafted lending from a top national mortgage originator

4.273%

APR
15 Year FHA
4.125% Rate $1,492/mo
  • Updated September 18, 2018
  • Save when you borrow from PenFed!
PRODUCTS RATES +/-
30 Year Fixed 4.96%
15 Year Fixed 4.13%
5/1 ARM 3.88%
Tuesday, September 18, 2018

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Mortgage rates for New York go down to 4.96%

Tuesday, September 18, 2018

Mortgage rates for New York on Lender411 for 30-year fixed-rate mortgages are at 4.96%. That dropped from 5.12% to 4.96%. The 15-year fixed rates are now at 4.13%. The 5/1 ARM mortgage for New York is now at 3.88%.

15 Year FHA Mortgage Rate Explained

15 year FHA mortgage loans are loans that are insured against default by the Federal Housing Administration (FHA) available for single family and multifamily homes. FHA loans are best suited for  individuals whom might not qualify for conventional mortgages, specially first time home buyers. These loans offer low down payments, reasonable credit profiles, and flexible income requirements. Above you will find 15-year FHA refinance rates for national and local lenders in New York. 

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