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15 Year FHA Mortgage Rates in

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Thursday, December 01, 2022

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Mortgage rates for NewYork stayed at 3.00%

Thursday, December 1, 2022

Mortgage rates for NewYork on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That remained constant at 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for NewYork is now at 4.56%.

15 Year FHA Mortgage Rate Explained

15 year FHA mortgage loans are loans that are insured against default by the Federal Housing Administration (FHA) available for single family and multifamily homes. FHA loans are best suited for  individuals whom might not qualify for conventional mortgages, specially first time home buyers. These loans offer low down payments, reasonable credit profiles, and flexible income requirements. Above you will find 15-year FHA refinance rates for national and local lenders in NewYork. 

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