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15 Year Fixed Mortgage Rates in Illinois

Updated: August 10, 2020

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Displaying rates for Mortgage Refinance in IL for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.38%
5/1 ARM 4.56%
Monday, August 10, 2020

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Mortgage rates for Illinois go down to 3.00%

Monday, August 10, 2020

Mortgage rates for Illinois on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.38%. The 5/1 ARM mortgage for Illinois is now at 4.56%.

15 Year Fixed Mortgage Rate Explained

15 year fixed mortgage is a loan program where the monthly payment (principal and interest) of the loan does not change during the 15 year life of the loan. Like the 30 year, and the loan is "amortized" so that it will be completely paid off by the end of 15 years. Above you will find 15-year fixed refinance rates for national and local lenders in Illinois. 

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