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20 Year Fixed Mortgage Rates in New York

Updated: August 19, 2017

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Displaying rates for Mortgage Refinance in NY for $200,000

3.978%

APR
20 Year Fixed
3.875% Rate $1,199/mo
  • Updated August 19, 2017
  • A+ Rating with the Better Business Bureau

3.601%

APR
20 Year Fixed
3.375% Rate $1,147/mo
  • Updated August 19, 2017
  • $1,000 Best Rate Guarantee
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PRODUCTS RATES +/-
30 Year Fixed 3.95%
15 Year Fixed 3.13%
5/1 ARM 3.38%
Saturday, August 19, 2017

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Mortgage rates for New York go down to 3.95%

Saturday, August 19, 2017

Mortgage rates for New York on Lender411 for 30-year fixed-rate mortgages are at 3.95%. That dropped from 4.02% to 3.95%. The 15-year fixed rates are now at 3.13%. The 5/1 ARM mortgage for New York is now at 3.38%.

20 Year Fixed Mortgage Rates

20 Year fixed mortgage rate is a loan program where the monthly payment (this includes both principal and interest) of the loan stays constant during the 20 year life span of the loan. Like other fixed rate mortgages, the loan is "amortized" so that it will be completely paid off by the end of 20 years. Below you will find 20-year fixed refinance rates for national and local lenders in New York. 

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