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3/1 ARM Mortgage Rates in New Jersey

Updated: September 23, 2020

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Displaying rates for Mortgage Refinance in NJ for $200,000

5.156%

APR
3 Year ARM
4.250% Rate $984/mo
  • Updated September 23, 2020
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PRODUCTS RATES +/-
30 Year Fixed 2.71%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Wednesday, September 23, 2020

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Mortgage rates for New Jersey go down to 2.71%

Wednesday, September 23, 2020

Mortgage rates for New Jersey on Lender411 for 30-year fixed-rate mortgages are at 2.71%. That dropped from 3.00% to 2.71%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for New Jersey is now at 4.56%.

3/1 ARM Mortgage Rate Explained

3/1 ARM is an adjustable rate mortgage where the monthly payment (principal and interest) of the loan does not change during 3 years. After that the rate will change based on its "margin" and "index" . Above you will find 3/1 ARM refinance rates for national and local lenders in New Jersey. 

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