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3/1 ARM Mortgage Rates in New York

Updated: December 13, 2018

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Displaying rates for Mortgage Refinance in NY for $200,000

PRODUCTS RATES +/-
30 Year Fixed 4.71%
15 Year Fixed 4.13%
5/1 ARM 4.17%
Thursday, December 13, 2018

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Mortgage rates for New York go up to 4.71%

Thursday, December 13, 2018

Mortgage rates for New York on Lender411 for 30-year fixed-rate mortgages are at 4.71%. That increased from 4.69% to 4.71%. The 15-year fixed rates are now at 4.13%. The 5/1 ARM mortgage for New York is now at 4.17%.

3/1 ARM Mortgage Rate Explained

3/1 ARM is an adjustable rate mortgage where the monthly payment (principal and interest) of the loan does not change during 3 years. After that the rate will change based on its "margin" and "index" . Above you will find 3/1 ARM refinance rates for national and local lenders in New York. 

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