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30 Year FHA Mortgage Rates in Illinois

Updated: September 22, 2018

Search Rates

Displaying rates for Mortgage Refinance in IL for $200,000

4.836%

APR
30 Year FHA
4.750% Rate $1,044/mo
  • Updated September 22, 2018
  • Save when you borrow from PenFed!
PRODUCTS RATES +/-
30 Year Fixed 5.00%
15 Year Fixed 4.13%
5/1 ARM 3.88%
Saturday, September 22, 2018

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Mortgage rates for Illinois go up to 5.00%

Saturday, September 22, 2018

Mortgage rates for Illinois on Lender411 for 30-year fixed-rate mortgages are at 5.00%. That increased from 4.73% to 5.00%. The 15-year fixed rates are now at 4.13%. The 5/1 ARM mortgage for Illinois is now at 3.88%.

30 Year FHA Mortgage Rate Explained

30 year FHA mortgage loans are loans that are insured against default by the Federal Housing Administration (FHA) available for single family and multifamily homes. FHA loans allow individuals whom might not qualify for a conventional mortgage obtain a loan, specially first time home buyers. These loans offer down payments as low as 3%, reasonable credit expectations, and flexible income requirements. Above you will find 30-year FHA refinance rates for national and local lenders in Illinois. 

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