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30 Year FHA Mortgage Rates in South Dakota

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Monday, October 14, 2024

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Mortgage rates for South Dakota go down to 3.00%

Monday, October 14, 2024

Mortgage rates for South Dakota on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for South Dakota is now at 4.56%.

30 Year FHA Mortgage Rate Explained

30 year FHA mortgage loans are loans that are insured against default by the Federal Housing Administration (FHA) available for single family and multifamily homes. FHA loans allow individuals whom might not qualify for a conventional mortgage obtain a loan, specially first time home buyers. These loans offer down payments as low as 3%, reasonable credit expectations, and flexible income requirements. Above you will find 30-year FHA refinance rates for national and local lenders in South Dakota. 

Local Cities

Brookings | Camp Crook | Clark | Rapid City | Redig | Sioux Falls

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