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5/1 ARM Mortgage Rates in California

Updated: July 20, 2018

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Displaying rates for Mortgage Refinance in CA for $200,000

4.221%

APR
5 Year ARM
3.875% Rate $940/mo
  • Updated July 20, 2018
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PRODUCTS RATES +/-
30 Year Fixed 4.81%
15 Year Fixed 3.84%
5/1 ARM 4.06%
Friday, July 20, 2018

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Mortgage rates for California go up to 4.81%

Friday, July 20, 2018

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 4.81%. That increased from 4.80% to 4.81%. The 15-year fixed rates are now at 3.84%. The 5/1 ARM mortgage for California is now at 4.06%.

5/1 ARM Mortgage Rate Explained

5/1 ARM is an adjustable rate mortgage where the interest rate on the loan and hence the payment of the loan stays the same during the first 5 years. After that the rate will change based on its "margin" and "index" . Above you will find 5/1 ARM refinance rates for national and local lenders in California. 

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