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5/1 ARM Mortgage Rates in South Dakota

Updated: January 17, 2020

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Displaying rates for Mortgage Refinance in SD for $200,000

4.716%

APR
5 Year ARM
3.375% Rate $884/mo
  • Updated January 17, 2020
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PRODUCTS RATES +/-
30 Year Fixed 3.45%
15 Year Fixed 3.29%
5/1 ARM 4.13%
Friday, January 17, 2020

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Mortgage rates for South Dakota go down to 3.45%

Friday, January 17, 2020

Mortgage rates for South Dakota on Lender411 for 30-year fixed-rate mortgages are at 3.45%. That dropped from 3.50% to 3.45%. The 15-year fixed rates are now at 3.29%. The 5/1 ARM mortgage for South Dakota is now at 4.13%.

5/1 ARM Mortgage Rate Explained

5/1 ARM is an adjustable rate mortgage where the interest rate on the loan and hence the payment of the loan stays the same during the first 5 years. After that the rate will change based on its "margin" and "index" . Above you will find 5/1 ARM refinance rates for national and local lenders in South Dakota. 

Local Cities

Brookings | Camp Crook | Clark | Rapid City | Redig | Sioux Falls

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