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FHA Mortgage Rates

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Tuesday, February 11, 2025

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Mortgage rates for stayed at 3.00%

Tuesday, February 11, 2025

Mortgage rates for on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That remained constant at 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for is now at 4.56%.

FHA Mortgage Rates and Loan Limits

FHA mortgages are home loans insured by the Federal Housing Administration (FHA). These loans provide an opportunity for borrowers with poor credit and low income to acquire the funds necessary for purchasing a home. However, borrowers with decent or high credit scores can also benefit from FHA loans by taking advantage of the low down payment requirement and some of the lowest mortgage rates available. In terms of loan limits, the Federal Housing Administration sets its maximum loan amount relative to home prices in the area. As a result, FHA loan limits can range from $271,000 in areas with lower value homes to a maximum of $625,500 in areas with exceptionally high value.

If you are considering an FHA mortgage, remember to give yourself time to compare rates between lenders; small variations in interest rates can cost or save you thousands in the overall cost of the loan, so it’s always worth the time to shop around. To find just the right lender to suit your circumstances, visit our Lender411 Find a Lender page where you can conveniently locate all lenders in your region and begin shopping for the best rates.

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