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FHA Mortgage Rates in Florida

Updated: August 13, 2020

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Displaying rates for Mortgage Refinance in FL for $200,000

2.894%

APR
30 Year Fixed
2.875% Rate $830/mo
  • Updated August 13, 2020
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3.022%

APR
30 Year Fixed
3.000% Rate $844/mo
  • Updated August 13, 2020
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2.836%

APR
30 Year Fixed
2.625% Rate $803/mo
  • Updated August 13, 2020
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PRODUCTS RATES +/-
30 Year Fixed 2.75%
15 Year Fixed 2.44%
5/1 ARM 4.50%
Thursday, August 13, 2020

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Mortgage rates for Florida go down to 2.75%

Thursday, August 13, 2020

Mortgage rates for Florida on Lender411 for 30-year fixed-rate mortgages are at 2.75%. That dropped from 3.38% to 2.75%. The 15-year fixed rates are now at 2.44%. The 5/1 ARM mortgage for Florida is now at 4.50%.

FHA Mortgage Rates & Loan Limits in Florida

An FHA mortgage loan is a home loan insured by the Federal Housing Administration, acquired through FHA-approved lenders. When buying a home in Florida, FHA loans can provide you with the funds you need with minimal qualification.

Originally created to make home loans more accessible, FHA mortgages have low credit requirements, low down payment options, and some of the best mortgage rates available. Loan limits for FHA mortgages are determined by local housing prices and differ by county in Florida. When deciding on a mortgage, remember to practice patience and persistence. Always set aside time to compare rates and lenders, rather than accepting the first offer presented. For more information, check out our main page on FHA mortgage rates.

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