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FHA Mortgage Rates in New Jersey

Updated: April 22, 2021

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Displaying rates for Mortgage Refinance in NJ for $200,000

3.010%

APR
30 Year Fixed
2.990% Rate $843/mo
  • Updated April 22, 2021
  • Direct Lender. Billions Funded.

2.676%

APR
30 Year Fixed
2.500% Rate $791/mo
  • Updated April 22, 2021
  • Your Journey Starts Here and Ends with Home!

3.214%

APR
30 Year Fixed
3.125% Rate $857/mo
  • Updated April 22, 2021
  • How Low Will Your Payment Be?

2.875%

APR
30 Year Fixed
2.875% Rate $830/mo
  • Updated April 22, 2021
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3.319%

APR
30 Year Fixed
3.250% Rate $871/mo
  • Updated April 22, 2021
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PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Thursday, April 22, 2021

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Mortgage rates for New Jersey go up to 3.00%

Thursday, April 22, 2021

Mortgage rates for New Jersey on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That increased from 2.71% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for New Jersey is now at 4.56%.

FHA Mortgage Rates & Loan Limits in New Jersey

An FHA mortgage loan is a home loan insured by the Federal Housing Administration, acquired through FHA-approved lenders. When buying a home in New Jersey, FHA loans can provide you with the funds you need with minimal qualification.

Originally created to make home loans more accessible, FHA mortgages have low credit requirements, low down payment options, and some of the best mortgage rates available. Loan limits for FHA mortgages are determined by local housing prices and differ by county in New Jersey. When deciding on a mortgage, remember to practice patience and persistence. Always set aside time to compare rates and lenders, rather than accepting the first offer presented. For more information, check out our main page on FHA mortgage rates.

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