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FHA Refinance Rates

Updated: October 31, 2020

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Displaying rates for Mortgage Refinance in TX for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Saturday, October 31, 2020

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Mortgage rates for stayed at 3.00%

Saturday, October 31, 2020

Mortgage rates for on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That remained constant at 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for is now at 4.56%.

FHA Refinance Rates

FHA refinancing is a great option for homeowners looking to refinance their current mortgages to receive lower mortgage rates. As with FHA loans, FHA refinancing most benefits homeowners with low credit scores who can take advantage of the FHA’s lenient credit requirements. In terms of programs, there are two main types of FHA refinancing: standard and streamline. While homeowners with conventional mortgages have access to a standard FHA refinance, only homeowners with pre-existing FHA mortgages qualify for FHA streamline refinance. The streamline variation allows borrowers to forgo verification of income, employment, and credit scores, as well as bypassing a re-appraisal of the property.

While both versions of FHA refinance have exceptionally low mortgage rates, potential borrowers should always shop around to find the best rates before committing to a mortgage. Taking the time to compare lender rates and terms can save you thousands of dollars in the long run, so remember to be patient and persistent when searching for a refinance program.

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