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HARP Refinance Rates

Updated: September 22, 2017

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Displaying rates for Mortgage Refinance in VA for $200,000

3.743%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated September 22, 2017
  • Online Rates with Premier Service Levels for Purchases
  • Call Today for our Zero Cost Refinance Program
  • Not a Call Center, work with a Professional Loan Officer

3.896%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated September 22, 2017
  • Get a free and no obligation rate quote in Virginia.
  • Direct Lender.
  • Call now and lock-in your low rate!

3.768%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated September 22, 2017
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and an estimate of fees
  • $1,000 Best Rate Guarantee

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated September 22, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated September 22, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.688%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated September 22, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

4.245%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated September 22, 2017
  • A+ Rating with the Better Business Bureau

3.875%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

4.000%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated September 22, 2017
  • Competitive interest rates

4.148%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated September 22, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.957%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated September 22, 2017
  • Save when you borrow from PenFed!
PRODUCTS RATES +/-
30 Year Fixed 3.88%
15 Year Fixed 3.08%
5/1 ARM 3.05%
Friday, September 22, 2017

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HARP Refinance Rates

The Home Affordable Refinance Program (HARP) is a federal government program designed to aid millions of homeowners with underwater properties. For homeowners with mortgages owned by Fannie Mae or Freddie Mac, Harp can be tremendously beneficial by providing many financially troubled homeowners with access to better fixed rates that would otherwise be unattainable. Furthermore, HARP refinancing requires no expensive mortgage insurance payments, making it much more affordable than other refinance programs. Though these rates can be incredibly helpful in reducing mortgage payments for homeowners, it is always recommended that borrowers considering a refinance compare lenders in order to secure optimal rates with the fairest possible terms. Though differences in rates between lenders may be miniscule, these small percentage differences total up to thousands of dollars either saved or squandered, so set aside a decent amount of time for gathering lender quotes and take the time to carefully consider your options.

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