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HARP Refinance Rates

Updated: December 18, 2017

Search Rates

Displaying rates for Mortgage Refinance in VA for $200,000

4.315%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated December 18, 2017
  • A+ Rating with the Better Business Bureau

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated December 18, 2017
  • Save when you borrow from PenFed!

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated December 18, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 18, 2017
  • Get a free and no obligation rate quote in Virginia.
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  • Call now and lock-in your low rate!

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated December 18, 2017
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PRODUCTS RATES +/-
30 Year Fixed 3.95%
15 Year Fixed 3.20%
5/1 ARM 3.31%
Monday, December 18, 2017

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Mortgage rates for stayed at 3.95%

Monday, December 18, 2017

Mortgage rates for on Lender411 for 30-year fixed-rate mortgages are at 3.95%. That remained constant at 3.95%. The 15-year fixed rates are now at 3.20%. The 5/1 ARM mortgage for is now at 3.31%.

HARP Refinance Rates

The Home Affordable Refinance Program (HARP) is a federal government program designed to aid millions of homeowners with underwater properties. For homeowners with mortgages owned by Fannie Mae or Freddie Mac, Harp can be tremendously beneficial by providing many financially troubled homeowners with access to better fixed rates that would otherwise be unattainable. Furthermore, HARP refinancing requires no expensive mortgage insurance payments, making it much more affordable than other refinance programs. Though these rates can be incredibly helpful in reducing mortgage payments for homeowners, it is always recommended that borrowers considering a refinance compare lenders in order to secure optimal rates with the fairest possible terms. Though differences in rates between lenders may be miniscule, these small percentage differences total up to thousands of dollars either saved or squandered, so set aside a decent amount of time for gathering lender quotes and take the time to carefully consider your options.

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