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HARP Refinance Rates

Updated: May 25, 2020

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Displaying rates for Mortgage Refinance in TX for $200,000


30 Year Fixed
2.750% Rate $816/mo
  • Updated May 25, 2020
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30 Year Fixed 3.38%
15 Year Fixed 2.50%
5/1 ARM 4.50%
Monday, May 25, 2020

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Mortgage rates for stayed at 3.38%

Monday, May 25, 2020

Mortgage rates for on Lender411 for 30-year fixed-rate mortgages are at 3.38%. That remained constant at 3.38%. The 15-year fixed rates are now at 2.50%. The 5/1 ARM mortgage for is now at 4.50%.

HARP Refinance Rates

The Home Affordable Refinance Program (HARP) is a federal government program designed to aid millions of homeowners with underwater properties. For homeowners with mortgages owned by Fannie Mae or Freddie Mac, Harp can be tremendously beneficial by providing many financially troubled homeowners with access to better fixed rates that would otherwise be unattainable. Furthermore, HARP refinancing requires no expensive mortgage insurance payments, making it much more affordable than other refinance programs. Though these rates can be incredibly helpful in reducing mortgage payments for homeowners, it is always recommended that borrowers considering a refinance compare lenders in order to secure optimal rates with the fairest possible terms. Though differences in rates between lenders may be miniscule, these small percentage differences total up to thousands of dollars either saved or squandered, so set aside a decent amount of time for gathering lender quotes and take the time to carefully consider your options.

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