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HARP Refinance Rates in California

Updated: December 16, 2017

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Displaying rates for Mortgage Refinance in CA for $200,000

4.315%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated December 16, 2017
  • A+ Rating with the Better Business Bureau

3.957%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 16, 2017
  • PenFed Credit Union lends in all 50 States
  • We provide some of the lowest rates and fees available.
  • Go ahead, put us to the test!

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated December 16, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated December 16, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 16, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated December 16, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.678%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated December 16, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168
PRODUCTS RATES +/-
30 Year Fixed 3.95%
15 Year Fixed 3.20%
5/1 ARM 3.50%
Saturday, December 16, 2017

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Mortgage rates for California go up to 3.95%

Saturday, December 16, 2017

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.95%. That increased from 3.92% to 3.95%. The 15-year fixed rates are now at 3.20%. The 5/1 ARM mortgage for California is now at 3.50%.

HARP Refinance Rates and Lenders in California

The Home Affordable Refinance Program (HARP) is a program created by the federal government to aid the millions of homeowners with underwater properties following the housing market crash. For homeowners in California trying to refinance in order to obtain better mortgage terms, HARP 2 can be tremendously beneficial, allowing homeowners with mortgages owned by Fannie Mae or Freddie Mac to refinance into a low, fixed rate mortgage while avoiding costly mortgage insurance premiums and fees. Although HARP gives homeowners access to much lower rates than their current mortgages, those considering this refinance program should still take the time to compare lenders and to explore available HARP rate. Remember, patience and persistence are well rewarded in the lending process. For more information, check out our main page on HARP refinance rates.

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