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HARP Refinance Rates in Illinois

Updated: August 03, 2021

Search Rates

Displaying rates for Mortgage Refinance in IL for $200,000

2.875%

APR
30 Year Fixed
2.875% Rate $830/mo
  • Updated August 03, 2021
  • The Nation's Most Referable Lender

2.780%

APR
30 Year Fixed
2.750% Rate $817/mo
  • Updated August 03, 2021
  • At loanDepot, Home means everything.

2.904%

APR
30 Year Fixed
2.875% Rate $830/mo
  • Updated August 03, 2021
  • A More Personal Way to Bank

2.519%

APR
30 Year Fixed
2.500% Rate $791/mo
  • Updated August 03, 2021
  • No SSN Required! Lowest Rate & Fee Combo 24 Hour Approvals!

3.550%

APR
30 Year Fixed
3.500% Rate $899/mo
  • Updated August 03, 2021
  • From the lender: A+ Rating with the Better Business Bureau

2.505%

APR
30 Year Fixed
2.500% Rate $791/mo
  • Updated August 03, 2021
  • Online Quote with NO Personal Information Required in 10 Seconds or Less!

2.633%

APR
30 Year Fixed
2.625% Rate $804/mo
  • Updated August 03, 2021
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

2.973%

APR
30 Year Fixed
2.875% Rate $830/mo
  • Updated August 03, 2021
  • How Low Will Your Payment Be?

2.766%

APR
30 Year Fixed
2.750% Rate $817/mo
  • Updated August 03, 2021
  • Direct Lender. Billions Funded.

3.150%

APR
30 Year Fixed
3.125% Rate $857/mo
  • Updated August 03, 2021
  • Feel at home with a lender you trust!

2.651%

APR
30 Year Fixed
2.625% Rate $804/mo
  • Updated August 03, 2021
  • Get a home loan from your sofa.
PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Tuesday, August 03, 2021

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Mortgage rates for Illinois go down to 3.00%

Tuesday, August 3, 2021

Mortgage rates for Illinois on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Illinois is now at 4.56%.

HARP Refinance Rates and Lenders in Illinois

The Home Affordable Refinance Program (HARP) is a program created by the federal government to aid the millions of homeowners with underwater properties following the housing market crash. For homeowners in Illinois trying to refinance in order to obtain better mortgage terms, HARP 2 can be tremendously beneficial, allowing homeowners with mortgages owned by Fannie Mae or Freddie Mac to refinance into a low, fixed rate mortgage while avoiding costly mortgage insurance premiums and fees. Although HARP gives homeowners access to much lower rates than their current mortgages, those considering this refinance program should still take the time to compare lenders and to explore available HARP rate. Remember, patience and persistence are well rewarded in the lending process. For more information, check out our main page on HARP refinance rates.

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