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HARP Refinance Rates in Illinois

Updated: December 18, 2017

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Displaying rates for Mortgage Refinance in IL for $200,000

4.315%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated December 18, 2017
  • A+ Rating with the Better Business Bureau

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated December 18, 2017
  • Save when you borrow from PenFed!

3.637%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated December 18, 2017
  • No SSN Required! Lowest Rate & Fee Combo 24 Hour Approvals!

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated December 18, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 18, 2017
  • Get a free and no obligation rate quote in Illinois.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated December 18, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated December 18, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #MB.0006749
  • Apply Online. Quick Prequalification.
PRODUCTS RATES +/-
30 Year Fixed 4.09%
15 Year Fixed 3.31%
5/1 ARM 3.42%
Monday, December 18, 2017

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Mortgage rates for Illinois go up to 4.09%

Monday, December 18, 2017

Mortgage rates for Illinois on Lender411 for 30-year fixed-rate mortgages are at 4.09%. That increased from 4.05% to 4.09%. The 15-year fixed rates are now at 3.31%. The 5/1 ARM mortgage for Illinois is now at 3.42%.

HARP Refinance Rates and Lenders in Illinois

The Home Affordable Refinance Program (HARP) is a program created by the federal government to aid the millions of homeowners with underwater properties following the housing market crash. For homeowners in Illinois trying to refinance in order to obtain better mortgage terms, HARP 2 can be tremendously beneficial, allowing homeowners with mortgages owned by Fannie Mae or Freddie Mac to refinance into a low, fixed rate mortgage while avoiding costly mortgage insurance premiums and fees. Although HARP gives homeowners access to much lower rates than their current mortgages, those considering this refinance program should still take the time to compare lenders and to explore available HARP rate. Remember, patience and persistence are well rewarded in the lending process. For more information, check out our main page on HARP refinance rates.

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