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HARP Refinance Rates in Kentucky

Updated: April 23, 2018

Search Rates

Displaying rates for Mortgage Refinance in KY for $200,000

4.584%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Custom-crafted lending from a top national mortgage originator

4.818%

APR
30 Year Fixed
4.750% Rate $1,044/mo
  • Updated April 23, 2018
  • Direct Lender. Billions Funded.

4.543%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated April 23, 2018
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

5.223%

APR
30 Year Fixed
5.125% Rate $1,089/mo
  • Updated April 23, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

5.087%

APR
30 Year Fixed
4.990% Rate $1,073/mo
  • Updated April 23, 2018
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.796%

APR
30 Year Fixed
4.750% Rate $1,044/mo
  • Updated April 23, 2018
  • Direct Mortgage Lender. NMLS #1168
  • State License #MC19732
  • Apply Online. Quick Prequalification.
PRODUCTS RATES +/-
30 Year Fixed 4.96%
15 Year Fixed 3.78%
5/1 ARM 3.88%
Monday, April 23, 2018

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Mortgage rates for Kentucky go down to 4.96%

Monday, April 23, 2018

Mortgage rates for Kentucky on Lender411 for 30-year fixed-rate mortgages are at 4.96%. That dropped from 4.96% to 4.96%. The 15-year fixed rates are now at 3.78%. The 5/1 ARM mortgage for Kentucky is now at 3.88%.

HARP Refinance Rates and Lenders in Kentucky

The Home Affordable Refinance Program (HARP) is a program created by the federal government to aid the millions of homeowners with underwater properties following the housing market crash. For homeowners in Kentucky trying to refinance in order to obtain better mortgage terms, HARP 2 can be tremendously beneficial, allowing homeowners with mortgages owned by Fannie Mae or Freddie Mac to refinance into a low, fixed rate mortgage while avoiding costly mortgage insurance premiums and fees. Although HARP gives homeowners access to much lower rates than their current mortgages, those considering this refinance program should still take the time to compare lenders and to explore available HARP rate. Remember, patience and persistence are well rewarded in the lending process. For more information, check out our main page on HARP refinance rates.

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