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HARP Refinance Rates in New York

Updated: November 24, 2017

Search Rates

Displaying rates for Mortgage Refinance in NY for $200,000

4.325%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated November 24, 2017
  • A+ Rating with the Better Business Bureau

4.027%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated November 24, 2017
  • Competitive interest rates

3.957%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated November 24, 2017
  • Save when you borrow from PenFed!

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated November 24, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

0.219%

APR
30 Year Fixed
0.036% Rate $559/mo
  • Updated November 24, 2017
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

4.594%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated November 24, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.273%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated November 24, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
PRODUCTS RATES +/-
30 Year Fixed 1.76%
15 Year Fixed 0.03%
5/1 ARM 0.03%
Friday, November 24, 2017

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Mortgage rates for New York go down to 1.76%

Friday, November 24, 2017

Mortgage rates for New York on Lender411 for 30-year fixed-rate mortgages are at 1.76%. That dropped from 1.76% to 1.76%. The 15-year fixed rates are now at 0.03%. The 5/1 ARM mortgage for New York is now at 0.03%.

HARP Refinance Rates and Lenders in New York

The Home Affordable Refinance Program (HARP) is a program created by the federal government to aid the millions of homeowners with underwater properties following the housing market crash. For homeowners in New York trying to refinance in order to obtain better mortgage terms, HARP 2 can be tremendously beneficial, allowing homeowners with mortgages owned by Fannie Mae or Freddie Mac to refinance into a low, fixed rate mortgage while avoiding costly mortgage insurance premiums and fees. Although HARP gives homeowners access to much lower rates than their current mortgages, those considering this refinance program should still take the time to compare lenders and to explore available HARP rate. Remember, patience and persistence are well rewarded in the lending process. For more information, check out our main page on HARP refinance rates.

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