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HARP Refinance Rates in Rhode Island

Updated: August 19, 2017

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Displaying rates for Mortgage Refinance in RI for $200,000

3.803%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 19, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

4.200%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 19, 2017
  • A+ Rating with the Better Business Bureau

3.896%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated August 19, 2017
  • Get a free and no obligation rate quote in Rhode Island.
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  • Call now and lock-in your low rate!

4.343%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated August 19, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

3.808%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated August 19, 2017
  • $1,000 Best Rate Guarantee
  • Get online rates, payments and an estimate of fees
  • Skip the salesman. Keep the commission!

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 19, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
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PRODUCTS RATES +/-
30 Year Fixed 3.96%
15 Year Fixed 3.18%
5/1 ARM 3.29%
Saturday, August 19, 2017

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Mortgage rates for Rhode Island go down to 3.96%

Saturday, August 19, 2017

Mortgage rates for Rhode Island on Lender411 for 30-year fixed-rate mortgages are at 3.96%. That dropped from 4.03% to 3.96%. The 15-year fixed rates are now at 3.18%. The 5/1 ARM mortgage for Rhode Island is now at 3.29%.

HARP Refinance Rates and Lenders in Rhode Island

The Home Affordable Refinance Program (HARP) is a program created by the federal government to aid the millions of homeowners with underwater properties following the housing market crash. For homeowners in Rhode Island trying to refinance in order to obtain better mortgage terms, HARP 2 can be tremendously beneficial, allowing homeowners with mortgages owned by Fannie Mae or Freddie Mac to refinance into a low, fixed rate mortgage while avoiding costly mortgage insurance premiums and fees. Although HARP gives homeowners access to much lower rates than their current mortgages, those considering this refinance program should still take the time to compare lenders and to explore available HARP rate. Remember, patience and persistence are well rewarded in the lending process. For more information, check out our main page on HARP refinance rates.

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