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HARP Refinance Rates in Texas

Updated: December 02, 2021

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Displaying rates for Mortgage Refinance in TX for $200,000

30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Thursday, December 02, 2021

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Mortgage rates for Texas go down to 3.00%

Thursday, December 2, 2021

Mortgage rates for Texas on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Texas is now at 4.56%.

HARP Refinance Rates and Lenders in Texas

The Home Affordable Refinance Program (HARP) is a program created by the federal government to aid the millions of homeowners with underwater properties following the housing market crash. For homeowners in Texas trying to refinance in order to obtain better mortgage terms, HARP 2 can be tremendously beneficial, allowing homeowners with mortgages owned by Fannie Mae or Freddie Mac to refinance into a low, fixed rate mortgage while avoiding costly mortgage insurance premiums and fees. Although HARP gives homeowners access to much lower rates than their current mortgages, those considering this refinance program should still take the time to compare lenders and to explore available HARP rate. Remember, patience and persistence are well rewarded in the lending process. For more information, check out our main page on HARP refinance rates.

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