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The decision to purchase your first home, buy your dream home, or refinance a current mortgage can be very difficult. I have been successfully helping current homeowners and home buyers through the decision making process for years. When it comes to choosing a mortgage that is customized for you and your personal finances, there is a variety of loan programs to choose from. For example, if someone were looking to be in a home for five to seven years, securing a conventional/FHA 30 year fixed mortgage would be the route most loan officers would take. However, this would be a huge default because the rate on 30 year financing is higher than on a five or seven year ARM (adjustable rate mortgage). This example proves that my goal is to genuinely help you choose the best mortgage for you. I am a mortgage professional striving to provide the outstanding, efficient service you deserve. You will never be left in the dark, no questioned unanswered, and you will always know the status of your loan with me by your side. My hope is to create lasting relationships that allow me to continue offering my services for years to come.

I specialize in the following Illinois Mortgage Loans:

- Purchase Products
VA 100% financing available
FHA 3.500% down financing with credit as low as 530 available
Conventional Home Purchases with 5% down and No Mortgage Insurance required!!!!
Jumbo financing with as little as 10% down

- Refinance Products (No closing cost available)
Streamline refinances (No income/No Appraisal)
VA IRRL (No income/No Appraisal)
Conventional Refinance
HARP (Home Affordable Refinance Program) with unlimited LTV (Loan To Value)
Cash-out refinance available on all loan product ( Conventional, FHA and VA)


Although I am located in Joliet, Illinois, I offer unparalleled mortgage and refinance service to clients throughout the Great State of Illinois


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