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Barclay Butler has been a loan officer since 1992. Has owned Barclay Butler Financial Inc. since 1999. Believes education is the most important factor in the mortgage process, a well informed buyer is the best buyer. Currently Licensed in Florida & Illinois. Currently providing refinance & purchase mortgages. FHA, VA, Conv & Portfolio Lender.

FHA actually allows for scores down to 500 with a 10% down payment or equity in the house. The problem is that there are not any lenders willing to take on that risk. Most lenders require a 640 min credit score, and 3 open...

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