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09/1983 to 12/2004 President/CEO PARPAK, Inc - Philadelphia, PAFinanced, launched, organized and achieved success as a financial services company with 14 branches in the Philadelphia Metro area. Our principle order of business was cashing checks for a fee. We began with one store doing a few hundred dollars a month in checks cashed to fourteen locations doing twenty million dollars per month in gross checks cashed. Secondary products included money orders, lottery, financial consulting, tax returns and more.

12/2004 to Present: Managing Partner, Peak Home Loans - Bradenton, FL - Organized, financed, and launched Peak Home Loans in December 2004 as a Correspondent Lender licensed in the state of Florida. Began with a Florida MB license and leveraged that into a CL license.Duties included:oRecommended loan approvals and denials based on customer loan application reviews. Maintained current loan and pricing information on the online banking website. Originated, reviewed, processed, closed and administered customer loan proposals. Compiled database of loan applicants' credit histories, corporate financial statements and other financial information. Developed and maintained relationships with local real estate agents. Submitted loan applications to the underwriter for verification and recommendations. Developed prospects for new loans via website built entirely in-house. Successfully closed an average of five loans per month. Reviewed and edited loan agreements to ensure accuracy. Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act. Created strategies to develop and expand existing customer sales, which resulted in a 1500% increase in annual sales. Maintained strict confidentiality of bank records and client information. Maintained friendly and professional customer interactions.


  1. General Manager of Peak Home Loans offering vast knowledge of banking regulations and compliance procedures. Dedicated to maintaining professionalism and integrity as proven by our A+ rating by the BBB. Resourceful financial professional adept at recommending loans and managing portfolios. Able to focus on customer service, efficiency and achievement. Goal-oriented multi-tasking individual who excels as a team leader exhibiting excellent analytical and communication skills. Driven mortgage professional effective at maximizing customer service opportunities while exceeding individual performance goals. Thirty-plus year background in consumer financing, loan administration, management and customer service. Mortgage broker with a unique set of solutions for every problem. Creative in decision making, while careful in taking conservative risks to increase sales and customer retention. Mortgage executive whose talents shine in a competitive, innovative and creative environment. Skilled in designing strategies to increase sales, client retention and customer base.

  2. President and CEO of PARPAK, Inc. exhibiting the ability to launch and grow a multi-million dollar financial business from scratch.


  1. Strong banking ethics.

  2. Perfect score Series 5 exam.

  3. Financial analysis aptitude.

  4. Top internet mortgage lead generator.

  5. Financial transactions expertise.

  6. Complex problem solving - 172 LSAT.

  7. Goal-oriented.

  8. Self-sufficient.

  9. Passed Series 6 Variable Annuity exam.

  10. People-oriented.

  11. Flexible.

  12. Passed Series 7 Equities exam with near perfect score.

  13. Superior organizational skills.

  14. Highly skilled in modern web design.

  15. Positive attitude.

  16. Excellent following rules and conditions.

  17. Tenacious work ethic.


  1. NMLS Unique Broker Identifier: 1240303 (Robert Pinzhoffer, d/b/a Peak Home Loans, FL Dept of State: G14000016168)
  2. NMLS Unique Individual Identifier: 1226132 (Robert Pinzhoffer)
  3. Florida Mortgage Broker License: MBR1662 (Robert Pinzhoffer, d/b/a Peak Home Loans, FL Dept of State: G14000016168)
  4. Florida Individual MLO License: LO26733


  1. 1983 Masters of Science: Materials Engineering Drexel University - Philadelphia, PA

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