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Cesar Marin's Answers

Is there a program to help with downpayment for 1st time buyer, single parent making over $90k?
There are options available for you, but the best way to know which is the best for you is to do a needs analysis of your situation and pinpoint what is the best loan program for your case, as well as the best housing characteristics. It is always advisable to take some time and sit down with a professional...
What is a 125% mortgage? Is that HARP ?
Yes, Mr Simpson, it is HARP, a program that allows you to refinance even if your home worth less than you currently owe. If your loan was purchased by Fannie Mae or Freddie Mac on or before May 31, 2009 and you are current on your payments (or with only one 30 days late in the last year, or six months), you...
I am a US citizen working abroad. If I bought a permanent residence, but continue to work abroad can I qualify for a FHA loan?
FHA regulations requires you to move into your new home within 60 days, but if you are abroad for work reasons like if you are in the service or do an activity that ask you to be away from your primary home, or if your job requires you to travel constantly and be on the move then it is possible. It all depends on...

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